Loading neighbourhood intel…

$740K · 4 bed Detached · Alcona, Innisfil | MyPropertyScout

$739,900

644 Rose Lane

42OwnerOccupied

Map

$739,900

A●●●○○DOM24days

644 Rose Lane

Innisfil · Ontario L9S 2H5

MLS® N13224662 · Alcona · L9S 2H5

42OwnerOccupied1100-1500 ft²Detached2-car Detached24d$569/ft²Lot 62.2 x 136.6 ft$3,165 tax/yr

10% below market · 24 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Experience the best of Lake Simcoe living in this charming 4-bedroom, 2-bathroom bungalow nestled on a private lot surrounded by mature trees. Located just steps from your private deeded access Beach, this property offers an incredible opportunity to enjoy a relaxed lakeside lifestyle with swimming, boating, fishing, and beautiful sunsets right at your doorstep.Freshly painted and featuring updated flooring throughout, the approximately 1,500 sq. ft. home offers a bright and welcoming interior.…

Reserved · coming next

MyPropertyScout exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: N13224662
Status: Buy Now
Beds: 4
Baths: 2 full, 0 half
Size: 1100-1500
Style: Bungalow
Type: Detached
Year built: —

Roof: Shingles
Foundation: Concrete Block
Property features: Lake Access, Wooded/Treed

Fireplaces: 1
Fireplace features: Wood

Garage: 2-car Detached
Garage spaces: 2
Parking: 12 total
Lot: 62.21 × 136.58
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Vinyl Siding
Fronting on: North
Cross street: Leonard St & Rose Lane
Basement: Crawl Space
Stories: —
Utilities: —
Laundry: —
Interior: Primary Bedroom - Main Floor, Carpet Free
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Sunroom	—
Main	Living Room	—
Main	Bedroom	—
Main	Bedroom	—
Main	Primary Bedroom	—
Main	Kitchen	—
Main	Bedroom	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX REALTY SPECIALISTS INC.

Source: TRREB/PROPTX · MLS® N13224662

Do you own a home in Innisfil?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$740K

644 Rose Lane · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $739,900✓ $3,165 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,531/mo

incl. closing costs (yr 1)

Annual total

$66,372

year 1

Mortgage only

$2,807/mo

principal + interest

Beyond mortgage

$1,326/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$147,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$264/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,399/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$11,273

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $33,683/yr

Property taxes22% $14,438/yr

Utilities6% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,399/yr

Closing costs8% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$33,683	$2,807/mo
Government & taxes
Property tax	$3,165	$264/mo
Land transfer tax(closing)	$11,273	$939/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,399	$617/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$66,372	$5,531/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

644 Rose Lane

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs