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$1000K · 3+1 bed Detached · Rural Innisfil, Innisfil | MyPropertyScout

$999,999

2967 Earl Street

3+13OwnerOccupied

Map

$999,999

F●●●○○DOM24days

2967 Earl Street

Innisfil · Ontario L9S 3E2

MLS® N13223620 · Rural Innisfil · L9S 3E2

3+13OwnerOccupied1500-2000 ft²Detached2-car Attached24d$571/ft²Lot 60 x 198.4 ft< .50 ac$5,984 tax/yrBuilt 201511 yrs old

22% above market · 24 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

ELEVATED LIVING NEAR LAKE SIMCOE WITH OVER 1800 SQFT ABOVE GRADE, PREMIUM FINISHES & THOUGHTFUL DESIGN THROUGHOUT! Experience refined living in this custom-built home constructed in 2020, where thoughtful design and lasting quality are felt in every detail. Set in a peaceful enclave with everyday conveniences close at hand, enjoy access to a local plaza, community centres, and scenic walking trails, while still being just a short drive to Barrie and Alcona for vibrant urban amenities. Spend week…

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Property details

MLS#: N13223620
Status: Buy Now
Beds: 3+1
Baths: 3 full, 0 half
Size: 1500-2000
Style: Bungalow-Raised
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete
Other structures: Fence - Full, Gazebo, Shed
Property features: Beach, Fenced Yard, Lake Access, Golf, Park, School

Fireplaces: 1
Fireplace features: Natural Gas, Living Room

View: Trees/Woods

Garage: 2-car Attached
Garage spaces: 2
Parking: 8 total
Lot: 60.01 × 198.35
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Stone, Vinyl Siding · Deck, Patio, Privacy, Year Round Living
Fronting on: East
Cross street: Lockhart Rd/Earl St
Basement: Partially Finished
Stories: —
Utilities: —
Laundry: —
Interior: In-Law Capability, Sump Pump, Water Heater, Water Softener
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Foyer	1.97m × 1.92m
Main	Kitchen	4.32m × 4.22m
Main	Dining Room	4.15m × 2.71m
Main	Living Room	7.49m × 5.29m
Main	Primary Bedroom	6.07m × 4.09m
Main	Bedroom 2	4.07m × 3.58m
Main	Bedroom 3	3.19m × 3.65m
Lower	Laundry	1.88m × 3.96m
Basement	Bedroom 4	6.85m × 5.4m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX HALLMARK PEGGY HILL GROUP REALTY

Source: TRREB/PROPTX · MLS® N13223620

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$1000K

2967 Earl Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $999,999✓ $5,984 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,434/mo

incl. closing costs (yr 1)

Annual total

$89,213

year 1

Mortgage only

$3,794/mo

principal + interest

Beyond mortgage

$1,810/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$200,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$499/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$10,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$16,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $45,524/yr

Property taxes25% $22,459/yr

Utilities5% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $10,000/yr

Closing costs6% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$45,524	$3,794/mo
Government & taxes
Property tax	$5,984	$499/mo
Land transfer tax(closing)	$16,475	$1,373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$10,000	$833/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$89,213	$7,434/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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2967 Earl Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs