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$890K · 3 bed Detached · Stroud, Innisfil | MyPropertyScout

$889,900

2823 Small Street

32OwnerOccupied

Map

Pool

$889,900

F●●○○○DOM24days

2823 Small Street

Innisfil · Ontario L9S 1H2

MLS® N13222616 · Stroud · L9S 1H2

32OwnerOccupied1100-1500 ft²Detached1-car Built-InPool24d$685/ft²Lot 138 x 138 ft< .50 ac$5,194 tax/yr

11% above market · regional est. · 24 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this raised bungalow in the heart of Stroud, offering the perfect blend of space, functionality, and family-friendly living. Situated on an impressive double-wide lot, this property provides exceptional outdoor space, privacy, and endless possibilities for entertaining and recreation. Step outside and enjoy your own backyard retreat featuring a stunning inground swimming pool (new liner in 2023) and hot tub, ideal for relaxing summer days and hosting family and friends. The expansive…

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Property details

MLS#: N13222616
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 1100-1500
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Fenced Yard, Library, School, Park

Fireplaces: 1

Garage: 1-car Built-In
Garage spaces: 1
Parking: 6 total
Lot: 138 × 138
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: Yes
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: East
Cross street: Yonge Street and Lynn Street
Basement: Full, Walk-Out
Stories: —
Utilities: —
Laundry: —
Interior: In-Law Capability
Parking features: —

Rooms

Level	Room	Dimensions
Basement	Living Room	3.95m × 4.8m
Basement	Den	—
Basement	Dining Room	3m × 3.8m
Basement	Recreation	—
Basement	Kitchen	3.8m × 3.8m
Basement	Laundry	—
Basement	Family Room	4.9m × 7.95m
Basement	Primary Bedroom	3.75m × 4.16m
Basement	Bedroom	3.4m × 3.5m
Basement	Bedroom	2.7m × 2.9m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 B.J. ROTH REALTY LTD.

Source: TRREB/PROPTX · MLS® N13222616

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$890K

2823 Small Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $889,900✓ $5,194 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,644/mo

incl. closing costs (yr 1)

Annual total

$79,730

year 1

Mortgage only

$3,376/mo

principal + interest

Beyond mortgage

$1,620/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$177,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$433/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,899/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,273

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $40,512/yr

Property taxes24% $19,467/yr

Utilities5% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,899/yr

Closing costs6% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$40,512	$3,376/mo
Government & taxes
Property tax	$5,194	$433/mo
Land transfer tax(closing)	$14,273	$1,189/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,899	$742/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$79,730	$6,644/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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2823 Small Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs