$629K · 3 bed Detached · Lefroy, Innisfil

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About this home

Experience the good life in the peaceful waterfront community of Lefroy-a charming, cottage-style town where Lake Simcoe is part of your everyday backdrop. Just a short stroll from the shoreline, this home puts boating, fishing, swimming, and relaxing by the water right at your fingertips. Sitting on a generous 60 x 200 ft lot backing onto private green space, the property offers the perfect mix of privacy and outdoor living. Whether you're entertaining on summer evenings, letting kids and pets…

Property details

MLS#

N13221826

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

1100-1500

Style

Bungalow

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Block
Other structures: Shed
Property features: Marina, Park, Waterfront, Wooded/Treed

Fireplaces: 1
Fireplace features: Wood

View: Trees/Woods

Garage: None
Garage spaces: 0
Parking: 4 total
Lot: 60 × 202
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Aluminum Siding · Backs On Green Belt, Deck, Patio, Privacy, Porch
Fronting on: West
Cross street: Killarney Beach Rd
Basement: Crawl Space
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: Private

Level	Room	Dimensions
Main	Living Room	4.36m × 4.76m
Main	Dining Room	3.04m × 2.8m
Main	Kitchen	3.05m × 3.12m
Main	Primary Bedroom	4.11m × 6.42m
Main	Laundry	1.53m × 3.12m
Main	Bedroom 2	3.06m × 2.78m
Main	Bedroom 3	3.01m × 4.96m

Level

Room

Dimensions

Main

Living Room

4.36m × 4.76m

Main

Dining Room

3.04m × 2.8m

Main

Kitchen

3.05m × 3.12m

Main

Primary Bedroom

4.11m × 6.42m

Main

Laundry

1.53m × 3.12m

Main

Bedroom 2

3.06m × 2.78m

Main

Bedroom 3

3.01m × 4.96m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $629,000✓ $3,300 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,844/mo

incl. closing costs (yr 1)

Annual total

$58,132

year 1

Mortgage only

$2,386/mo

principal + interest

Beyond mortgage

$1,245/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$125,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$275/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,290/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $28,635/yr

Property taxes21% $12,355/yr

Utilities7% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,290/yr

Closing costs9% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,635	$2,386/mo
Government & taxes
Property tax	$3,300	$275/mo
Land transfer tax(closing)	$9,055	$755/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,290	$524/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$58,132	$4,844/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1031 Ferrier Avenue

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Annual costs