$1.40M · 2+2 bed Detached · Sutton & Jackson's Point, Georgina

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About this home

If you have been waiting for an exceptional opportunity along historic Hedge Road, your wait is over! Situated on a well-manicured lot alongside the first fairway of the renowned Briars Golf & Resort, plus rare deeded lake access across the road, this property is the quintessential cottage where location really is everything! Enjoy an expansive 130ft x 126ft lot that offers everything you need - garage, separate 2-bedroom guest cabin, greenspace for outdoor games, mature trees, parking for 4 car…

Property details

MLS#

N13220174

Status

Buy Now

Beds

2+2

Baths

2 full, 0 half

Size

1500-2000

Style

Bungalow

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete Block
Other structures: Aux Residences
Property features: Beach, Golf, Lake Access, Marina, Waterfront

Fireplace features: Wood

View: Golf Course, Lake, Trees/Woods

Waterfront: Yes
Water view: Partially Obstructive
Water body: Lake Simcoe
Water frontage: 6.57 ft
Shoreline: Clean, Shallow
Waterfront features: Beach Front, Dock, Stairs to Waterfront, Waterfront-Deeded

Garage: 1-car Attached
Garage spaces: 1
Parking: 5 total
Lot: 130 × 126
Heating: Heat Pump
Heating fuel: Electric
Cooling: Wall Unit(s)
Pool: No
Exterior: Wood · Deck, Landscaped, Privacy
Fronting on: South
Cross street: Hedge Rd & Lake Dr E
Basement: Crawl Space
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, In-Law Suite, Primary Bedroom - Main Floor, Water Heater Owned
Parking features: Private

Level	Room	Dimensions
Main	Living Room	6.67m × 5.89m
Main	Kitchen	3.48m × 4.81m
Main	Dining Room	3.48m × 2.53m
Main	Primary Bedroom	3.44m × 3.54m
Main	Bedroom 2	3.44m × 3.44m
Main	Sunroom	3.48m × 4.41m
Flat	Bedroom 3	3.45m × 3.4m
Flat	Bedroom 4	7.12m × 3.44m

Level

Room

Dimensions

Main

Living Room

6.67m × 5.89m

Main

Kitchen

3.48m × 4.81m

Main

Dining Room

3.48m × 2.53m

Main

Primary Bedroom

3.44m × 3.54m

Main

Bedroom 2

3.44m × 3.44m

Main

Sunroom

3.48m × 4.41m

Flat

Bedroom 3

3.45m × 3.4m

Flat

Bedroom 4

7.12m × 3.44m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,399,000✓ $4,718 tax✓ Electric✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$9,820/mo

incl. closing costs (yr 1)

Annual total

$117,841

year 1

Mortgage only

$5,307/mo

principal + interest

Beyond mortgage

$2,016/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$279,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$393/mo

Utilities

Hydro / electricity$228/mo

≈ $0.13/ft² × ~1,750 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$13,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$24,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)54% $63,688/yr

Property taxes25% $29,173/yr

Utilities4% $4,290/yr

Insurance & security1% $1,600/yr

Maintenance12% $13,990/yr

Closing costs4% $5,100/yr

Mortgage is 54% of your true cost of ownership. The other 46% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$63,688	$5,307/mo
Government & taxes
Property tax	$4,718	$393/mo
Land transfer tax(closing)	$24,455	$2,038/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,730	$228/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$13,990	$1,166/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$117,841	$9,820/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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101 Hedge Road

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Annual costs