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$915K · 3+2 bed Detached · Alcona, Innisfil | MyPropertyScout

$915,000

2199 Richard Street

3+24OwnerOccupied

Map

$915,000

F●●●○○DOM25days

2199 Richard Street

Innisfil · Ontario L9S 2C4

MLS® N13219260 · Alcona · L9S 2C4

3+24OwnerOccupied1100-1500 ft²Detached2-car Attached25d$704/ft²Lot 75 x 210.5 ft$4,116 tax/yrBuilt 195175 yrs old

11% above market · 25 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Absolutely Stunning! This fully renovated home has been meticulously upgraded with no expense spared, showcasing remarkable attention to detail. Step through the elegant double-door entry into a bright, open-concept main floor featuring a 3-bedroom layout. The custom kitchen is a chef's dream featuring top-notch appliances equipped with a 60" Whirlpool Fridge & Caloric 36" Stove, a grand island, and a convenient water filler. Pot lights throughout the home enhance the modern ambiance, while the…

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Property details

MLS#: N13219260
Status: Buy Now
Beds: 3+2
Baths: 4 full, 0 half
Size: 1100-1500
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete
Other structures: Garden Shed
Property features: Beach, Campground, Fenced Yard, Lake/Pond

Fireplace features: Electric

Water view: Obstructive
Shoreline: Weedy

Garage: 2-car Attached
Garage spaces: 2
Parking: 8 total
Lot: 75.02 × 210.49
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Exterior: Vinyl Siding
Fronting on: East
Cross street: Leslie Dr. & 25th Side Rd.
Basement: Separate Entrance, Apartment
Stories: —
Utilities: —
Laundry: —
Interior: Accessory Apartment, Floor Drain, In-Law Suite
Parking features: Available, Front Yard Parking, Private

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE SIGNATURE REALTY

Source: TRREB/PROPTX · MLS® N13219260

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$915K

2199 Richard Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $915,000✓ $4,116 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,712/mo

incl. closing costs (yr 1)

Annual total

$80,548

year 1

Mortgage only

$3,471/mo

principal + interest

Beyond mortgage

$1,552/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$183,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$343/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,150/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,775

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $41,655/yr

Property taxes23% $18,891/yr

Utilities5% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,150/yr

Closing costs6% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$41,655	$3,471/mo
Government & taxes
Property tax	$4,116	$343/mo
Land transfer tax(closing)	$14,775	$1,231/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,150	$763/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$80,548	$6,712/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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2199 Richard Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs