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$639K · 3 bed Detached · Keswick North, Georgina | MyPropertyScout

$638,800

205 Beach Road

32OwnerOccupied

Map

$638,800

DOM27days

205 Beach Road

Georgina · Ontario L4P 2L8

MLS® N13216798 · Keswick North · L4P 2L8

32OwnerOccupied700-1100 ft²DetachedNone27d$710/ft²Lot 50 x 100 ft$3,444 tax/yr

27 days on market

About this home

Perfect for first-time buyers and small families. Just steps to the lake and Clardon Beach. Recently updated 3-bedroom, 2-bathroom bungalow with ample parking on a great 50 x 100 corner lot. Modern kitchen with tons of natural light (accentuated from skylights in open concept living!). fireplace, hardwood floors, and an open-concept layout. Walk to all major shopping and just minutes to Hwy 404. Just move in!

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Property details

MLS#: N13216798
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 700-1100
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Brick

Garage: None
Garage spaces: 0
Parking: 3 total
Lot: 50 × 100
Heating: Forced Air
Heating fuel: Gas
Cooling: None
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Aluminum Siding
Fronting on: South
Cross street: Beach Road & Cooks's Bay Drive
Basement: Crawl Space
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free
Parking features: —

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RARE REAL ESTATE

Source: TRREB/PROPTX · MLS® N13216798

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$639K

205 Beach Road · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $638,800✓ $3,444 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,902/mo

incl. closing costs (yr 1)

Annual total

$58,824

year 1

Mortgage only

$2,423/mo

principal + interest

Beyond mortgage

$1,249/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$127,760

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$287/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,388/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,251

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $29,081/yr

Property taxes22% $12,695/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,388/yr

Closing costs9% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,081	$2,423/mo
Government & taxes
Property tax	$3,444	$287/mo
Land transfer tax(closing)	$9,251	$771/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,388	$532/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$58,824	$4,902/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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205 Beach Road

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs