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$700K · 3+1 bed Detached · Alcona, Innisfil | MyPropertyScout

$699,900

990 Anna Maria Avenue

3+13OwnerOccupied

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⚡ Insider Deal

↓ $25,100Price Reduced

$699,900

A●●●○○DOM27days

990 Anna Maria Avenue

Innisfil · Ontario L9S 1V5

MLS® N13213010 · Alcona · L9S 1V5

3+13OwnerOccupied1500-2000 ft²Detached1-car Attached27d$400/ft²Lot 54.7 x 130 ft< .50 ac$4,009 tax/yrBuilt 198541 yrs old

15% below market · 27 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Tucked away in a family-friendly neighbourhood in Innisfil, this beautifully maintained 3-bedroom detached home offers the perfect blend of comfort, functionality, and natural surroundings. Backing directly onto conservation lands with no rear neighbours, 990 Anna Maria Ave provides a peaceful setting while still being close to schools, parks, shopping, and commuter routes. Welcomed by a charming covered front porch, this inviting home features a bright and spacious main floor layout with a larg…

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Property details

MLS#: N13213010
Status: Buy Now
Beds: 3+1
Baths: 3 full, 0 half
Size: 1500-2000
Style: 2-Storey
Type: Detached
Year built: —

Roof: Shingles
Foundation: Concrete
Other structures: Garden Shed
Property features: Beach, Fenced Yard, Greenbelt/Conservation, Lake/Pond, Park, School

View: Forest

Garage: 1-car Attached
Garage spaces: 1
Parking: 5 total
Lot: 54.7 × 130
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Aluminum Siding, Brick · Deck, Porch
Fronting on: West
Cross street: 7th Line / N on St. Johns Rd to Anna Maria
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Sump Pump, Water Heater
Parking features: Private, Private Double

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	4.3m × 3.5m
Main	Kitchen	8.2m × 3.4m
Main	Dining Room	3.2m × 2.7m
Second	Primary Bedroom	3.8m × 4.3m
Second	Bedroom 2	5.3m × 2.1m
Second	Bedroom 3	3.4m × 3.3m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: COLDWELL BANKER THE REAL ESTATE CENTRE

Source: TRREB/PROPTX · MLS® N13213010

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$700K

990 Anna Maria Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $699,900✓ $4,009 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,381/mo

incl. closing costs (yr 1)

Annual total

$64,574

year 1

Mortgage only

$2,655/mo

principal + interest

Beyond mortgage

$1,395/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$139,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$334/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $31,862/yr

Property taxes22% $14,482/yr

Utilities7% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $6,999/yr

Closing costs8% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,862	$2,655/mo
Government & taxes
Property tax	$4,009	$334/mo
Land transfer tax(closing)	$10,473	$873/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,999	$583/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$64,574	$5,381/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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990 Anna Maria Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs