$665K · 2+1 bed Detached · Stroud, Innisfil

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About this home

A CHARMING BUNGALOW ON A 60 x 201 FT LOT WITH AN UPDATED KITCHEN, FINISHED BASEMENT & SUMMER-READY BACKYARD! 8001 Yonge Street makes the most of its 60 x 201 ft lot with a backyard patio, hardtop gazebo, fire pit, 2 sheds and a gas BBQ hookup ready for summer nights outside. The open-concept living and dining area keeps things bright and easy with pot lights, easy-care flooring and a walkout to the yard, while the updated kitchen adds granite countertops, a tiled backsplash, stainless steel appl…

Property details

MLS#

N13209942

Status

Buy Now

Beds

2+1

Baths

2 full, 0 half

Size

1100-1500

Style

Bungalow

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Beach, Golf, Other, Park, School, Public Transit

Garage: 1-car Carport
Garage spaces: 1
Parking: 6 total
Lot: 60 × 201.32
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Vinyl Siding
Fronting on: East
Cross street: Victoria St/Yonge St
Basement: Full
Stories: —
Utilities: —
Laundry: —
Interior: Primary Bedroom - Main Floor, Water Heater Owned, Water Softener
Parking features: Private Double

Level	Room	Dimensions
Main	Foyer	1.79m × 1.24m
Main	Kitchen	4.39m × 5.39m
Main	Dining Room	3.49m × 3.53m
Main	Living Room	4.32m × 4.2m
Main	Den	3.74m × 3.6m
Main	Primary Bedroom	5.47m × 3.54m
Main	Bedroom 2	3.32m × 3.63m
Main	Mud Room	2.46m × 1.3m
Basement	Bedroom 3	3.6m × 5.71m

Level

Room

Dimensions

Main

Foyer

1.79m × 1.24m

Main

Kitchen

4.39m × 5.39m

Main

Dining Room

3.49m × 3.53m

Main

Living Room

4.32m × 4.2m

Main

Den

3.74m × 3.6m

Main

Primary Bedroom

5.47m × 3.54m

Main

Bedroom 2

3.32m × 3.63m

Main

Mud Room

2.46m × 1.3m

Basement

Bedroom 3

3.6m × 5.71m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $665,000✓ $3,855 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,117/mo

incl. closing costs (yr 1)

Annual total

$61,406

year 1

Mortgage only

$2,523/mo

principal + interest

Beyond mortgage

$1,321/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$133,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$321/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,650/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,775

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $30,274/yr

Property taxes22% $13,630/yr

Utilities7% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,650/yr

Closing costs8% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,274	$2,523/mo
Government & taxes
Property tax	$3,855	$321/mo
Land transfer tax(closing)	$9,775	$815/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,650	$554/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$61,406	$5,117/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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8001 Yonge Street

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