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$925K · 4+2 bed Detached · Churchill, Innisfil | MyPropertyScout

$925,000

865 John Street

4+23OwnerOccupied

Map

$925,000

D●●○○○DOM28days

865 John Street

Innisfil · Ontario L0L 1K0

MLS® N13209710 · Churchill · L0L 1K0

4+23OwnerOccupied1100-1500 ft²Detached1-car Attached28d$712/ft²Lot 60.8 x 251.8 ft< .50 ac$6,310 tax/yrBuilt 198541 yrs old

10% above market · regional est. · 28 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

6 BEDROOM FAMILY HOME WITH A FLEXIBLE LAYOUT, FINISHED WALKOUT BASEMENT, & AN ENTERTAINMENT-READY BACKYARD! Welcome to this impressive home in a desirable, family-friendly neighbourhood, ideally located close to a community centre, parks, and schools for outstanding everyday convenience. Enjoy an unbeatable lifestyle with the Lake Simcoe waterfront only 10 minutes away and the Alcona area just 15 minutes from your door, offering daily essentials and access to Innisfil Beach Park. Arrive home to…

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Property details

MLS#: N13209710
Status: Buy Now
Beds: 4+2
Baths: 3 full, 0 half
Size: 1100-1500
Style: Bungalow-Raised
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Block
Other structures: Garden Shed, Playground
Property features: Beach, Electric Car Charger, Golf, Other, Rec./Commun.Centre, School

Fireplaces: 1
Fireplace features: Natural Gas

Garage: 1-car Attached
Garage spaces: 1
Parking: 11 total
Lot: 60.82 × 251.79
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick · Deck, Privacy, Year Round Living
Fronting on: East
Cross street: 4th Line/John St
Basement: Finished with Walk-Out, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, In-Law Capability, Primary Bedroom - Main Floor, Water Heater Owned
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Foyer	2.12m × 1.23m
Main	Kitchen	5.34m × 3.56m
Main	Living Room	6.48m × 5.7m
Main	Primary Bedroom	4.86m × 3.07m
Main	Bedroom	3.01m × 3.57m
Main	Bedroom	3.01m × 4.26m
Main	Bedroom	3.07m × 3.19m
Main	Mud Room	2.08m × 1.48m
Basement	Recreation	5.38m × 7.75m
Basement	Bedroom	4.15m × 4.31m
Basement	Bedroom	3.32m × 3.25m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX HALLMARK PEGGY HILL GROUP REALTY

Source: TRREB/PROPTX · MLS® N13209710

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$925K

865 John Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $925,000✓ $6,310 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,958/mo

incl. closing costs (yr 1)

Annual total

$83,497

year 1

Mortgage only

$3,509/mo

principal + interest

Beyond mortgage

$1,743/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$185,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$526/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,250/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $42,110/yr

Property taxes25% $21,285/yr

Utilities5% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,250/yr

Closing costs6% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$42,110	$3,509/mo
Government & taxes
Property tax	$6,310	$526/mo
Land transfer tax(closing)	$14,975	$1,248/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,250	$771/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$83,497	$6,958/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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865 John Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs