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$998K · 4+1 bed Detached · Alcona, Innisfil | MyPropertyScout

$998,000

1286 Forest Street

4+15OwnerOccupied

Map

$998,000

F●●●○○DOM29days

1286 Forest Street

Innisfil · Ontario L9S 1Z7

MLS® N13206022 · Alcona · L9S 1Z7

4+15OwnerOccupied1500-2000 ft²Detached2-car Attached29d$570/ft²Lot 41.9 x 114.8 ft$4,500 tax/yrBuilt 200323 yrs old

26% above market · 29 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

WOW -What a beautiful home offering plenty of elegant living space, in a quiet family neighborhood. Perfect for commuters, first time homebuyers, young families or extended families ! Featuring 5 spacious bedrooms and 5 bathrooms. There is 2 ensuites. This home blends comfort, style, and privacy combined with cozy and charm. The main floor boasts a new open concept kitchen with stainless steel appliances, quartz countertop with a generous cabinetry. Crown mouldings throughout, and big baseboards…

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Property details

MLS#: N13206022
Status: Buy Now
Beds: 4+1
Baths: 5 full, 0 half
Size: 1500-2000
Style: 2-Storey
Type: Detached
Year built: —

Roof: Unknown
Foundation: Unknown
Other structures: Fence - Full, Garden Shed
Property features: Hospital, Library, Park, Public Transit, School, School Bus Route

Fireplaces: 1
Fireplace features: Electric

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Lot: 41.9 × 114.8
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick · Deck, Landscaped, Patio, Paved Yard, Privacy, Porch Enclosed
Fronting on: North
Cross street: Vincent Cres/Forest St
Basement: Full, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Central Vacuum
Parking features: Private Double

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Kitchen	3.4m × 4.3m
Main	Dining Room	4.8m × 5m
Main	Living Room	3.3m × 5m
Second	Primary Bedroom	3.4m × 4.3m
Second	Bedroom 2	3.6m × 4.8m
Second	Bedroom 3	2.7m × 3.7m
Second	Bedroom 4	3.5m × 3.4m
Basement	Bedroom 5	3.3m × 4.6m
Basement	Living Room	3.5m × 6.1m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE CERTIFIED REALTY

Source: TRREB/PROPTX · MLS® N13206022

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$998K

1286 Forest Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $998,000✓ $4,500 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,298/mo

incl. closing costs (yr 1)

Annual total

$87,578

year 1

Mortgage only

$3,786/mo

principal + interest

Beyond mortgage

$1,684/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$199,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$375/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,980/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$16,435

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $45,433/yr

Property taxes24% $20,935/yr

Utilities5% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,980/yr

Closing costs6% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$45,433	$3,786/mo
Government & taxes
Property tax	$4,500	$375/mo
Land transfer tax(closing)	$16,435	$1,370/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,980	$832/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$87,578	$7,298/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1286 Forest Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs