$800K · 3 bed Detached · Historic Lakeshore Communities, Georgina

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About this home

Experience Exceptional Lakeside Living In This Breathtaking Brand New Custom Finished 3 Bedroom, 2 Full Bathroom Bungalow Perfectly Positioned On A Quiet Municipally Serviced No-Exit Street Backing Onto Peaceful Greenspace With No Neighbours Behind. Thoughtfully Designed With Refined Modern Finishes And Remarkable Attention To Detail, This Elegant Home Offers The Perfect Blend Of Luxury, Comfort And Functionality. A Covered Front Porch And Welcoming Entryway Enhanced With Exterior Pot Lights Cre…

Property details

MLS#

N13190302

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1100-1500

Style

Bungalow

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Block, Slab
Other structures: Garden Shed
Property features: Beach, Cul de Sac/Dead End, Golf, Lake Access, Lake/Pond, School Bus Route

View: Trees/Woods

Garage: 1-car Attached
Garage spaces: 1
Parking: 6 total
Lot: 55 × 99.86
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air, Other
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Vinyl Siding · Deck, Privacy, Porch, Lighting
Fronting on: West
Cross street: Lake Dr. E / O'Dell Lane
Basement: Crawl Space
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, ERV/HRV, Primary Bedroom - Main Floor
Parking features: Private

Level	Room	Dimensions
Main	Living Room	4.23m × 4.68m
Main	Kitchen	3.94m × 3.97m
Main	Primary Bedroom	4.21m × 2.87m
Main	Bedroom 2	3.42m × 2.28m
Main	Bedroom 3	3.86m × 2.87m
Main	Bathroom	2.82m × 1.49m
Main	Bathroom	1.82m × 1.71m
Main	Laundry	2.96m × 1.61m
Main	Foyer	—

Level

Room

Dimensions

Main

Living Room

4.23m × 4.68m

Main

Kitchen

3.94m × 3.97m

Main

Primary Bedroom

4.21m × 2.87m

Main

Bedroom 2

3.42m × 2.28m

Main

Bedroom 3

3.86m × 2.87m

Main

Bathroom

2.82m × 1.49m

Main

Bathroom

1.82m × 1.71m

Main

Laundry

2.96m × 1.61m

Main

Foyer

—

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $799,900✓ $2,978 tax✓ Electric✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,846/mo

incl. closing costs (yr 1)

Annual total

$70,153

year 1

Mortgage only

$3,035/mo

principal + interest

Beyond mortgage

$1,314/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$159,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$248/mo

Utilities

Hydro / electricity$169/mo

≈ $0.13/ft² × ~1,300 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$12,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $36,415/yr

Property taxes22% $15,451/yr

Utilities5% $3,588/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,999/yr

Closing costs7% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$36,415	$3,035/mo
Government & taxes
Property tax	$2,978	$248/mo
Land transfer tax(closing)	$12,473	$1,039/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,028	$169/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,999	$667/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$70,153	$5,846/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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26 O'Dell Lane

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Annual costs