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$740K · 3+1 bed Detached · Alcona, Innisfil | MyPropertyScout

$739,900

1893 St Johns Road

3+12OwnerOccupied

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⚡ Insider Deal

↓ $35,100Price Reduced

$739,900

A●●●○○DOM29days

1893 St Johns Road

Innisfil · Ontario L9S 1T4

MLS® N13184048 · Alcona · L9S 1T4

3+12OwnerOccupied1500-2000 ft²Detached1-car Attached29d$423/ft²Lot 66.7 x 266 ft< .50 ac$4,410 tax/yrBuilt 200323 yrs old

10% below market · 29 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Perfect starter home just steps to Lake Simcoe! With the leaves now filling in, this is a must-see! Set far back from the road and sitting on an expansive, almost half-acre lot complete with a stunning stream-fed pond, this 3+1-bedroom home is literally steps to the lake with two different trails leading directly to public Lake Simcoe access. Inside, the home has been freshly painted throughout featuring a functional open-concept main floor with a spacious natural flow! Premium character hardwoo…

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Property details

MLS#: N13184048
Status: Buy Now
Beds: 3+1
Baths: 2 full, 0 half
Size: 1500-2000
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Block
Property features: Lake Access, Lake/Pond, Park, Rec./Commun.Centre, River/Stream, School

Fireplaces: 1
Fireplace features: Natural Gas

View: Pond, Trees/Woods, Creek/Stream

Garage: 1-car Attached
Garage spaces: 1
Parking: 9 total
Lot: 66.69 × 266
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: West
Cross street: Innisfil Beach Rd/St Johns Rd
Basement: Full, Finished
Stories: —
Utilities: —
Laundry: —
Interior: On Demand Water Heater, Water Heater Owned
Parking features: Private Double

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Signature Elite Realty Ltd.

Source: TRREB/PROPTX · MLS® N13184048

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$740K

1893 St Johns Road · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $739,900✓ $4,410 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,666/mo

incl. closing costs (yr 1)

Annual total

$67,996

year 1

Mortgage only

$2,807/mo

principal + interest

Beyond mortgage

$1,462/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$147,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$368/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,399/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$11,273

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $33,683/yr

Property taxes23% $15,683/yr

Utilities7% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,399/yr

Closing costs8% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$33,683	$2,807/mo
Government & taxes
Property tax	$4,410	$368/mo
Land transfer tax(closing)	$11,273	$939/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,399	$617/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$67,996	$5,666/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1893 St Johns Road

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs