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$749K · 2+1 bed Condo Apartment · Mill Pond, Richmond Hill | MyPropertyScout

$748,800

Unit 405

35 DOM

2+1235d

Map

DOM 35

$748,800

F●●○○○DOM35days

Unit 405

10376 Yonge Street · Richmond Hill · Ontario L4C 3B8

MLS® N13173384 · Mill Pond · L4C 3B8

2+12OwnerOccupied1000-1199 ft²Condo Apartment1-car Underground35d$681/ft²$3,440 tax/yr

26% above market · regional est. · 35 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Enjoy Spacious Loft-Style Living In A Quiet Boutique Building In The Heart Of Richmond Hill, Offering 1,155 Sq Ft Of Bright Interior Space And Soaring 10 Ft Ceilings-A Rare Feature In The Area. Flooded With Natural Light From Floor-To-Ceiling Windows, This Well-Designed 2-Bedroom Plus Den, 2-Bathroom Suite Offers An Open, Airy Feel And A Functional Layout Ideal For Comfortable Everyday Living.The Open-Concept Design Features Wide-Plank Flooring Throughout And A Modern Kitchen With Full-Height Ca…

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Property details

MLS#: N13173384
Status: Buy Now
Beds: 2+1
Baths: 2 full, 0 half
Size: 1000-1199
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Arts Centre, Hospital, Lake/Pond, Library, Place Of Worship, Public Transit

Condo corp #: 1211
Balcony: Juliette
Locker: Owned
Association amenities: BBQs Allowed, Bike Storage, Exercise Room, Rooftop Deck/Garden
Fees include: Heat Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Yonge & Elgin Mills
Basement: None
Stories: 4
Utilities: —
Laundry: Ensuite
Interior: Other
Parking features: Underground

Rooms

Level	Room	Dimensions
Flat	Foyer	5.02m × 8.33m
Flat	Office	4.53m × 8.3m
Flat	Kitchen	19.13m × 22.87m
Flat	Living Room	19.13m × 22.87m
Flat	Primary Bedroom	11.98m × 15.88m
Flat	Bedroom 2	9.42m × 11.32m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HOMELIFE/BAYVIEW REALTY INC.

Source: TRREB/PROPTX · MLS® N13173384

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$749K

Unit 405 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $748,800✓ $3,440 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,616/mo

incl. closing costs (yr 1)

Annual total

$79,391

year 1

Mortgage only

$2,841/mo

principal + interest

Beyond mortgage

$2,363/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$149,760

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$287/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,488/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$85/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$11,451

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $34,089/yr

Property taxes19% $14,891/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $7,488/yr

Condo fees15% $12,264/yr

Closing costs6% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$34,089	$2,841/mo
Government & taxes
Property tax	$3,440	$287/mo
Land transfer tax(closing)	$11,451	$954/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,488	$624/mo
Condo fees
Condo / HOA fees	$12,264	$1,022/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$79,391	$6,616/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 405

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs