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$665K · 2+1 bed Detached · Alcona, Innisfil | MyPropertyScout

$665,000

1840 Mill Street

2+12Vacant

Map

$665,000

A●●●○○DOM21days

1840 Mill Street

Innisfil · Ontario L9S 1Z9

MLS® N13171398 · Alcona · L9S 1Z9

2+12Vacant1100-1500 ft²Detached2-car Attached21d$512/ft²Lot 42 x 114.8 ft$4,485 tax/yrBuilt 200323 yrs old

19% below market · 21 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this well-maintained bungalow in the heart of Innisfil-an excellent opportunity for first-time buyers, downsizers, or investors. Whilethe interior may be dated, the home has been lovingly cared for over the years, offering a solid foundation and great potential to update andmake it your own.The main level features two comfortable bedrooms, a full bathroom, a bright living room, and a functional kitchen with amplestorage. Large windows bring in plenty of natural light, creating a warm…

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Property details

MLS#: N13171398
Status: Conditionally Sold
Beds: 2+1
Baths: 2 full, 0 half
Size: 1100-1500
Style: Bungalow-Raised
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block
Property features: Golf, Fenced Yard, Level, School

Fireplace features: Natural Gas

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Lot: 41.99 × 114.82
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick · Deck, Landscaped
Fronting on: West
Cross street: 7th Line and Webster
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Primary Bedroom - Main Floor
Parking features: Private Double

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	3.14m × 6.43m
Main	Kitchen	4.2m × 4.81m
Main	Primary Bedroom	3.93m × 4.42m
Main	Bedroom 2	3.35m × 3.65m
Main	Bathroom	—
Basement	Recreation	5.3m × 5.66m
Basement	Bedroom 3	3.24m × 3.9m
Basement	Sitting	3.01m × 4.81m
Basement	Bathroom	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX CROSSTOWN REALTY INC.

Source: TRREB/PROPTX · MLS® N13171398

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$665K

1840 Mill Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $665,000✓ $4,485 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,170/mo

incl. closing costs (yr 1)

Annual total

$62,036

year 1

Mortgage only

$2,523/mo

principal + interest

Beyond mortgage

$1,374/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$133,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$374/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,650/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,775

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $30,274/yr

Property taxes23% $14,260/yr

Utilities7% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,650/yr

Closing costs8% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,274	$2,523/mo
Government & taxes
Property tax	$4,485	$374/mo
Land transfer tax(closing)	$9,775	$815/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,650	$554/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$62,036	$5,170/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1840 Mill Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs