$1.39M · 4+2 bed Detached · Historic Lakeshore Communities, Georgina

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About this home

One Of A Kind Estate Home Nestled On 1.27 Acres Of Private Land With Additional 1,200 SqFt 1 Bedroom Guest house, 20 x 40 Ft Covered Inground Pool, & 600 SqFt Detached Garage With Hydro! Over 3,500+ SqFt In Main Home Features Covered Porch Leading To Living Room With Hardwood Heated Flooring, Beautiful Stone Layered Wood Fireplace, & Floor To Ceiling Windows Throughout! Formal Dining Room Is Perfect For Hosting On Any Occasion, & Is Conveniently Central Between The Kitchen & Living Room With A W…

Property details

MLS#

N13165064

Status

Buy Now

Beds

4+2

Baths

4 full, 0 half

Size

3500-5000

Style

Bungaloft

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Unknown
Other structures: Additional Garage(s), Fence - Partial
Property features: Golf, Lake/Pond, Park, Public Transit, School, Cul de Sac/Dead End

Fireplace features: Living Room

Garage: 3-car Attached
Garage spaces: 3
Parking: 18 total
Lot: 168.56 × 242
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: Yes
Waterfront: No
Exterior: Brick, Stone · Patio, Privacy, Porch Enclosed
Fronting on: East
Cross street: Old Homestead Rd / Broadview Ave / Highfield Cres
Basement: Finished, Full
Stories: —
Utilities: —
Laundry: —
Interior: Accessory Apartment, Auto Garage Door Remote, Carpet Free, Primary Bedroom - Main Floor, Water Heater, Water Softener
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Living Room	5.47m × 10.08m
Main	Dining Room	3.55m × 5.82m
Main	Breakfast	2.43m × 4.55m
Main	Kitchen	3.52m × 4.55m
Main	Sunroom	6.86m × 1.75m
Main	Primary Bedroom	4.5m × 6.05m
Main	Bedroom 2	4.28m × 4.88m
Main	Bedroom 3	3.44m × 3.67m
Main	Bedroom 4	4.58m × 4.67m
Upper	Recreation	9.02m × 7.84m
Basement	Bedroom 5	4.58m × 3.57m
Main	Living Room	5.02m × 3.16m
Main	Kitchen	2.83m × 3.83m
Main	Bedroom	2.93m × 2.38m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,388,000✓ $10,714 tax✓ Gas✓ 3500-5000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$10,446/mo

incl. closing costs (yr 1)

Annual total

$125,347

year 1

Mortgage only

$5,266/mo

principal + interest

Beyond mortgage

$2,702/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$277,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$893/mo

Utilities

Hydro / electricity$298/mo

≈ $0.07/ft² × ~4,250 ft² · ON avg ~$298/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$13,880/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$24,235

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $63,188/yr

Property taxes28% $34,949/yr

Utilities5% $6,630/yr

Insurance & security1% $1,600/yr

Maintenance11% $13,880/yr

Closing costs4% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$63,188	$5,266/mo
Government & taxes
Property tax	$10,714	$893/mo
Land transfer tax(closing)	$24,235	$2,020/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$3,570	$298/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$13,880	$1,157/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$125,347	$10,446/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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39 Highfield Crescent

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs