$340K · 2 bed Other · Rural Innisfil, Innisfil

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About this home

Welcome to this lovingly maintained and updated 2 bedroom home located in the desirable adult community of Sandy Cove acres. The new buyers may have the opportunity to have current lease assigned by the seller. Current lease includes water a credit for snow removal and eliminates site taxes. This Site built unit boasts a new luxury kitchen, features a sunroom with walk out to deck and yard. large laundry and hobby combination room. Spacious primary bedroom with walk in closet and ensuite bath.…

Property details

MLS#

N13164136

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1100-1500

Style

Bungalow

Type

Other

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete Block
Other structures: Garden Shed
Property features: Golf, Lake/Pond, Library, Rec./Commun.Centre

Fireplace features: Electric

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: Yes
Waterfront: No
Exterior: Vinyl Siding · Landscaped
Fronting on: North
Cross street: LOCKHART TO WEEPING WILLOW TO LEFT ON LINDEN TO NO
Basement: Crawl Space
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: Private Double

Level	Room	Dimensions
Main	Living Room	4.11m × 4.16m
Main	Dining Room	3.37m × 4.54m
Main	Kitchen	2.51m × 3.86m
Main	Primary Bedroom	3.47m × 4.24m
Main	Bedroom	3.17m × 3.98m
Main	Family Room	2.94m × 5.02m
Main	Laundry	2.94m × 3.05m
Main	Bathroom	—
Main	Bathroom	—

Level

Room

Dimensions

Main

Living Room

4.11m × 4.16m

Main

Dining Room

3.37m × 4.54m

Main

Kitchen

2.51m × 3.86m

Main

Primary Bedroom

3.47m × 4.24m

Main

Bedroom

3.17m × 3.98m

Main

Family Room

2.94m × 5.02m

Main

Laundry

2.94m × 3.05m

Main

Bathroom

—

Main

Bathroom

—

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $339,900✓ $1,791 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$2,924/mo

incl. closing costs (yr 1)

Annual total

$35,090

year 1

Mortgage only

$1,289/mo

principal + interest

Beyond mortgage

$878/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$67,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$149/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,399/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,574

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $15,474/yr

Property taxes15% $5,365/yr

Utilities12% $4,152/yr

Insurance & security5% $1,600/yr

Maintenance10% $3,399/yr

Closing costs15% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$15,474	$1,289/mo
Government & taxes
Property tax	$1,791	$149/mo
Land transfer tax(closing)	$3,574	$298/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,399	$283/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$35,090	$2,924/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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8 Belle Isle Arm N/A

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