$1.75M · 3+2 bed Detached · Keswick South, Georgina

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About this home

Welcome To This One Of A Kind Fully Renovated 3 Car Garage Beautiful Bungalow On A 100' X 260' Waterfront Lot. Quiet Dead End Street. Bright & Spacious. 3+2 Bedrooms, 4 Baths. 9 Ft Smooth Ceiling, Open Concept Newer Modern Kitchen W/Quartz Countertop, S/S Appliance, Pot Lights, Centre Island. Walkout From Dining Room To Newly Built Large Deck, Newer Vinyl Floors Throughout, Separate 1 Bdrm Bunkie Dwelling W/Kitchenette & 3Pc Bath For Extended Family. 3 Car Garage With Drive Through Door To Newly…

Property details

MLS#

N13161270

Status

Buy Now

Beds

3+2

Baths

4 full, 0 half

Size

1100-1500

Style

Bungalow

Type

Detached

Year built

—

Lot features: Irregular Lot
Lot dimensions: 100 × 278.23

Roof: Shingles
Foundation: Concrete Block
Property features: Lake Access, River/Stream, Waterfront

Waterfront: Yes
Water view: Partially Obstructive
Water body: Lake Simcoe
Shoreline: Unknown
Waterfront features: Other

Garage: 3-car Attached
Garage spaces: 3
Parking: 11 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Exterior: Stucco (Plaster)
Fronting on: South
Cross street: The Queensway/ Willow Dr
Basement: Crawl Space
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free
Parking features: Circular Drive

Level	Room	Dimensions
Ground	Living Room	5.6m × 7.95m
Ground	Kitchen	3.8m × 4.4m
Ground	Dining Room	5.54m × 4.57m
Ground	Primary Bedroom	4m × 5.9m
Ground	Bedroom 2	4.5m × 3.6m
Ground	Bedroom 3	4.2m × 3.5m
Ground	Bedroom 4	—
Ground	Bedroom 5	—
Ground	Other	—

Level

Room

Dimensions

Ground

Living Room

5.6m × 7.95m

Ground

Kitchen

3.8m × 4.4m

Ground

Dining Room

5.54m × 4.57m

Ground

Primary Bedroom

4m × 5.9m

Ground

Bedroom 2

4.5m × 3.6m

Ground

Bedroom 3

4.2m × 3.5m

Ground

Bedroom 4

—

Ground

Bedroom 5

—

Ground

Other

—

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,750,000✓ $6,236 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$12,144/mo

incl. closing costs (yr 1)

Annual total

$145,731

year 1

Mortgage only

$6,639/mo

principal + interest

Beyond mortgage

$2,424/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$350,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$520/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$17,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$31,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)55% $79,668/yr

Property taxes26% $37,711/yr

Utilities3% $4,152/yr

Insurance & security1% $1,600/yr

Maintenance12% $17,500/yr

Closing costs3% $5,100/yr

Mortgage is 55% of your true cost of ownership. The other 45% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$79,668	$6,639/mo
Government & taxes
Property tax	$6,236	$520/mo
Land transfer tax(closing)	$31,475	$2,623/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$17,500	$1,458/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$145,731	$12,144/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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215 Willow Drive

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Annual costs