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$700K · 3 bed Detached · Keswick North, Georgina | MyPropertyScout

$699,900

63 Ruta Crescent

31OwnerOccupied

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⚡ Insider Deal

↓ $40,000Price Reduced

$699,900

A●●●○○DOM34days

63 Ruta Crescent

Georgina · Ontario L4P 1C5

MLS® N13160040 · Keswick North · L4P 1C5

31OwnerOccupied1100-1500 ft²Detached2-car Detached34d$538/ft²Lot 98.6 x 105 ft$4,205 tax/yr

15% below market · 34 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

This fantastic 3-bedroom home is nestled on a quiet, family-friendly crescent and sits on a premium 98.56 x 104.95 ft. lot, offering plenty of outdoor space for family gatherings and entertaining. The spacious, heated detached-garage features a single door with enough room to accommodate two vehicles, or enjoy the extra width and depth currently utilized as a workshop. A large storage shed is also included, providing ample space for outdoor equipment and tools. Inside, the home offers a brigh…

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Property details

MLS#: N13160040
Status: Buy Now
Beds: 3
Baths: 1 full, 0 half
Size: 1100-1500
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Not Applicable

Garage: 2-car Detached
Garage spaces: 2
Parking: 10 total
Lot: 98.56 × 104.95
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Aluminum Siding
Fronting on: East
Cross street: Metro North & Nida
Basement: None
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Family Room	3.62m × 6.67m
Main	Kitchen	3.56m × 3.42m
Main	Breakfast	2.55m × 3.55m
Main	Primary Bedroom	2.95m × 5.82m
Main	Bedroom 2	2.91m × 4.05m
Main	Bedroom 3	3.23m × 3.58m
Main	Laundry	3.23m × 3.58m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX PRIME PROPERTIES

Source: TRREB/PROPTX · MLS® N13160040

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$700K

63 Ruta Crescent · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $699,900✓ $4,205 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,366/mo

incl. closing costs (yr 1)

Annual total

$64,392

year 1

Mortgage only

$2,655/mo

principal + interest

Beyond mortgage

$1,380/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$139,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$350/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $31,862/yr

Property taxes23% $14,678/yr

Utilities6% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $6,999/yr

Closing costs8% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,862	$2,655/mo
Government & taxes
Property tax	$4,205	$350/mo
Land transfer tax(closing)	$10,473	$873/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,999	$583/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$64,392	$5,366/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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63 Ruta Crescent

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs