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$919K · 5 bed Detached · Alcona, Innisfil | MyPropertyScout

$919,000

2048 Mcneil Street

54OwnerOccupied

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↓ $20,000Price Reduced

$919,000

F●●●○○DOM35days

2048 Mcneil Street

Innisfil · Ontario L9S 0H8

MLS® N13158812 · Alcona · L9S 0H8

54OwnerOccupied3000-3500 ft²Detached2-car Attached35d$283/ft²Lot 49.5 x 198.2 ft$5,960 tax/yr

11% above market · 35 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

A Beautiful Home In Innisfil, With Close To 2500 Sq Ft Above Ground Featuring 5 Bedrooms And 4 Washrooms. The Loft Has Been Converted To A Beautiful 5th Bedroom. This Home Is Ideal For A Larger Family Or Multi Generational Living. This Beautiful Kitchen With An Island Features All Stainless Steel Appliances. Bedrooms Are Spacious And The Deck In The Backyard Is Great For Entertaining. This Home Is Minutes Away From The Beach And Shipping. Won't Be Disappointed.

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Property details

MLS#: N13158812
Status: Buy Now
Beds: 5
Baths: 4 full, 0 half
Size: 3000-3500
Style: 2-Storey
Type: Detached
Year built: —

Roof: Unknown
Foundation: Unknown
Property features: Beach

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Lot: 49.51 × 198.16
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Aluminum Siding, Brick
Fronting on: West
Cross street: Sheldon / Mcneil
Basement: None
Stories: —
Utilities: —
Laundry: —
Interior: Other
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Living Room	3.6m × 6.04m
Main	Kitchen	3.81m × 4.36m
Main	Breakfast	3.02m × 3.6m
Main	Powder Room	1.44m × 2m
Second	Primary Bedroom	4.19m × 6.14m
Second	Bedroom 2	3.6m × 4.62m
Second	Bedroom 3	3.63m × 4.41m
Second	Bedroom 4	3.35m × 3.65m
Second	Bathroom	—
Second	Bathroom	—
Second	Laundry	—
Third	Bedroom 5	5.41m × 7.46m
Third	Family Room	4.21m × 5.41m
Third	Bathroom	2.56m × 2.59m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HOMELIFE/FUTURE REALTY INC.

Source: TRREB/PROPTX · MLS® N13158812

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$919K

2048 Mcneil Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $919,000✓ $5,960 tax✓ Gas✓ 3000-3500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,028/mo

incl. closing costs (yr 1)

Annual total

$84,332

year 1

Mortgage only

$3,486/mo

principal + interest

Beyond mortgage

$1,845/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$183,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$497/mo

Utilities

Hydro / electricity$228/mo

≈ $0.07/ft² × ~3,250 ft² · ON avg ~$228/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,190/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,855

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $41,837/yr

Property taxes25% $20,815/yr

Utilities7% $5,790/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,190/yr

Closing costs6% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$41,837	$3,486/mo
Government & taxes
Property tax	$5,960	$497/mo
Land transfer tax(closing)	$14,855	$1,238/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,730	$228/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,190	$766/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$84,332	$7,028/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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2048 Mcneil Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs