$789K · 3 bed Condo Apartment · North Richvale, Richmond Hill

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About this home

tastefully and meticulously renovated corner unit in a highly sough after established Richmond Hill neighborhood. Smooth ceiling throughout the rooms, this unit is very spacious and offers 3 bedrooms. Nestled in a great area close to grocery shopping, across from place of worship and walking distance to Hillcrest Mall and public transport. This unit is fully renovated with new upgraded kitchen, new laminate flooring, 2 fully renovated 3pc bathrooms. Monthly fees cover heat, hydro, water, parki…

Property details

MLS#

N13149516

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1200-1399

Style

Apartment

Type

Condo Apartment

Year built

—

Condo corp #: 471
Balcony: Open
Locker: Exclusive
Association amenities: Car Wash, Gym, Recreation Room, Outdoor Pool, Exercise Room
Fees include: Heat Included, Water Included, Cable TV Included, CAC Included, Hydro Included, Building Insurance Included, Parking Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Yonge and Baif
Basement: None
Stories: 8
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: —

Level	Room	Dimensions
Flat	Living Room	3.15m × 7.9m
Flat	Dining Room	2.35m × 3.66m
Flat	Kitchen	2.29m × 4.47m
Flat	Primary Bedroom	3.36m × 5.08m
Flat	Bedroom 2	3.36m × 3.74m
Flat	Bedroom 3	2.75m × 3.97m
Flat	Laundry	1.6m × 1.6m

Level

Room

Dimensions

Flat

Living Room

3.15m × 7.9m

Flat

Dining Room

2.35m × 3.66m

Flat

Kitchen

2.29m × 4.47m

Flat

Primary Bedroom

3.36m × 5.08m

Flat

Bedroom 2

3.36m × 3.74m

Flat

Bedroom 3

2.75m × 3.97m

Flat

Laundry

1.6m × 1.6m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $788,800✓ $2,616 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,970/mo

incl. closing costs (yr 1)

Annual total

$83,641

year 1

Mortgage only

$2,992/mo

principal + interest

Beyond mortgage

$2,498/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$157,760

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$218/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,888/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$99/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$12,251

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $35,910/yr

Property taxes18% $14,867/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $7,888/yr

Condo fees17% $14,316/yr

Closing costs6% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$35,910	$2,992/mo
Government & taxes
Property tax	$2,616	$218/mo
Land transfer tax(closing)	$12,251	$1,021/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,888	$657/mo
Condo fees
Condo / HOA fees	$14,316	$1,193/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$83,641	$6,970/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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