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$475K · 1+1 bed Condo Apartment · Bradford, Bradford West Gwillimbury | MyPropertyScout

$475,000

Unit 214

41 DOM

1+1141d

Map

DOM 41

$475,000

DOM41days

Unit 214

112 Simcoe Road · Bradford West Gwillimbury · Ontario L3Z 1Y2

MLS® N13148200 · Bradford · L3Z 1Y2

1+11OwnerOccupied800-899 ft²Condo ApartmentNone41d$559/ft²$2,436 tax/yrBuilt 200323 yrs old

41 days on market

About this home

Affordable ownership opportunity in the heart of Bradford! This bright and well-maintained 1 bedroom + den condo offers afunctional layout with the added flexibility today's buyers are looking for. The separate den is ideal for a home office, nursery, guest space, or storage without compromising everyday living. Enjoy an open-concept kitchen, dining, and living area with smooth ceilings, elegant crown moulding, and natural east-facing sunlight. Spacious primary bedroom features a walk-in closet…

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Property details

MLS#: N13148200
Status: Buy Now
Beds: 1+1
Baths: 1 full, 0 half
Size: 800-899
Style: Apartment
Type: Condo Apartment
Year built: —

View: Clear

Condo corp #: 317
Balcony: None
Locker: None
Association amenities: Elevator, Party Room/Meeting Room, Visitor Parking, Exercise Room, Game Room
Fees include: Common Elements Included, Building Insurance Included, Water Included, Parking Included, CAC Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Holland St. W. & Simcoe Rd.
Basement: None
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Interior: Water Heater Owned
Parking features: Surface

Rooms

Level	Room	Dimensions
Main	Kitchen	3.34m × 4.65m
Main	Living Room	3.93m × 3.58m
Main	Dining Room	3.93m × 3.58m
Main	Primary Bedroom	6.61m × 3.42m
Main	Den	2.15m × 2.36m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 HERITAGE GROUP LTD.

Source: TRREB/PROPTX · MLS® N13148200

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$475K

Unit 214 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $475,000✓ $2,436 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,482/mo

incl. closing costs (yr 1)

Annual total

$53,785

year 1

Mortgage only

$1,802/mo

principal + interest

Beyond mortgage

$1,724/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$95,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$203/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,750/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$58/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $21,624/yr

Property taxes16% $8,411/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,750/yr

Condo fees16% $8,340/yr

Closing costs9% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,624	$1,802/mo
Government & taxes
Property tax	$2,436	$203/mo
Land transfer tax(closing)	$5,975	$498/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,750	$396/mo
Condo fees
Condo / HOA fees	$8,340	$695/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,785	$4,482/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 214

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs