Loading neighbourhood intel…

$699K · 3 bed Detached · Historic Lakeshore Communities, Georgina | MyPropertyScout

$699,000

831 Norval Road

31OwnerOccupied

Map

$699,000

A●●●○○DOM37days

831 Norval Road

Georgina · Ontario L4P 3E9

MLS® N13141526 · Historic Lakeshore Communities · L4P 3E9

31OwnerOccupied700-1100 ft²Detached1-car Built-In37d$777/ft²Lot 60 x 130 ft$3,848 tax/yr

14% below market · 37 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Charming And Move-In Ready 3-Bedroom Detached Bungalow Nestled On A Beautiful 60 x 130 Ft Mature Lot In A Desirable Lakeside Community! Ideally Located Just A Short Walk To Lake Simcoe, Nearby Beaches, Parks And Outdoor Recreation. Offering Approximately 1,092 Sq.Ft. Of Comfortable Living Space (As Per MPAC), This Home Features A Functional Open-Concept Design With Modern Laminate Flooring Throughout. Bright Kitchen Equipped With Stainless Steel Appliances And Convenient Walk-Out Access To An Ex…

Reserved · coming next

MyPropertyScout exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: N13141526
Status: Buy Now
Beds: 3
Baths: 1 full, 0 half
Size: 700-1100
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Beach, Clear View, Golf, Lake Access, Marina, Park

View: Clear

Garage: 1-car Built-In
Garage spaces: 1
Parking: 7 total
Lot: 60 × 130
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Aluminum Siding · Deck
Fronting on: East
Cross street: Metro Rd N & Woodbine Ave
Basement: Crawl Space
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Living Room	4.03m × 6.12m
Main	Dining Room	3.33m × 3.62m
Main	Kitchen	2.2m × 2.8m
Main	Bedroom 2	2.48m × 2.94m
Main	Bedroom 3	2.28m × 2.36m
Main	Utility Room	2.81m × 2.95m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: SMART SOLD REALTY

Source: TRREB/PROPTX · MLS® N13141526

Do you own a home in Georgina?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$699K

831 Norval Road · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $699,000✓ $3,848 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,315/mo

incl. closing costs (yr 1)

Annual total

$63,774

year 1

Mortgage only

$2,652/mo

principal + interest

Beyond mortgage

$1,333/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$139,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$321/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $31,821/yr

Property taxes22% $14,303/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,990/yr

Closing costs8% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,821	$2,652/mo
Government & taxes
Property tax	$3,848	$321/mo
Land transfer tax(closing)	$10,455	$871/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,990	$583/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$63,774	$5,315/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

831 Norval Road

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs