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$978K · 3+3 bed Detached · Keswick North, Georgina | MyPropertyScout

$978,000

20 Kerfoot Crescent

3+32TenantOccupied

Map

$978,000

F●●●○○DOM39days

20 Kerfoot Crescent

Georgina · Ontario L4P 4C1

MLS® N13139578 · Keswick North · L4P 4C1

3+32TenantOccupied1100-1500 ft²Detached2-car Built-In39d$752/ft²Lot 49.2 x 105 ft< .50 ac$6,100 tax/yr

20% above market · 39 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Fabulous Rare 3+3 Bedroom Raised Bungalow In Sought-After Keswick North, Situated On A Private 49.21 X 104.99 Ft Mature Fenced Lot. This Well-Maintained Detached Home Features A Bright And Functional Layout With Laminate Floor Throughout, Pot Lights, Updated Light Fixtures, Separate Living And Dining Rooms, And A Spacious Kitchen With Breakfast Area And Walk-Out To Patio And Fully Fenced Backyard. Generous Sized Bedrooms Offer Comfortable Family Living, While The Finished Raised Lower Level Feat…

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Property details

MLS#: N13139578
Status: Buy Now
Beds: 3+3
Baths: 2 full, 0 half
Size: 1100-1500
Style: Bungalow-Raised
Type: Detached
Year built: —

Lot features: Irregular Lot
Lot dimensions: 49.21 × 104.99

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Fenced Yard, Golf, Lake/Pond, Park, Public Transit, School

Garage: 2-car Built-In
Garage spaces: 2
Parking: 6 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: North
Cross street: Metro Rd N & Old Homestead Rd
Basement: Finished, Full
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free
Parking features: Private Double

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	3.35m × 5.2m
Main	Dining Room	2.95m × 3.65m
Main	Kitchen	2.85m × 2.95m
Main	Breakfast	2.85m × 3.65m
Main	Primary Bedroom	3.65m × 3.95m
Main	Bedroom 2	3.05m × 3.35m
Main	Bedroom 3	3.05m × 4.4m
Lower	Bedroom	3.35m × 5.2m
Lower	Bedroom	2.75m × 3.35m
Lower	Bedroom	2.75m × 3.35m
Lower	Laundry	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 KING`S QUAY REAL ESTATE INC.

Source: TRREB/PROPTX · MLS® N13139578

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$978K

20 Kerfoot Crescent · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $978,000✓ $6,100 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,274/mo

incl. closing costs (yr 1)

Annual total

$87,289

year 1

Mortgage only

$3,710/mo

principal + interest

Beyond mortgage

$1,769/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$195,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$508/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,780/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$16,035

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $44,523/yr

Property taxes25% $22,135/yr

Utilities5% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,780/yr

Closing costs6% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$44,523	$3,710/mo
Government & taxes
Property tax	$6,100	$508/mo
Land transfer tax(closing)	$16,035	$1,336/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,780	$815/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$87,289	$7,274/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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20 Kerfoot Crescent

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs