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$1000K · 4 bed Detached · Rural Innisfil, Innisfil | MyPropertyScout

$999,999

962 COLE Street

44TenantOccupied

Map

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$999,999

F●●●○○DOM41days

962 COLE Street

Innisfil · Ontario L9S 0J9

MLS® N13135838 · Rural Innisfil · L9S 0J9

44TenantOccupied3000-3500 ft²Detached3-car Attached41d$308/ft²Lot 42 x 114.8 ft< .50 ac$6,626 tax/yrBuilt 201511 yrs old

21% above market · 41 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Great modern 4 bedroom detached home in a nice family neighbourhood. 42 foot lot. One of the few tandem garages in the area which has space for 3 cars. Double entry door under a covered front porch. A bright sunny great room combining kitchen and family spaces that is perfect for both family and entertaining. Separate dining room. Marble counters and an oversized island. 9 foot ceilings on the main floor for a spacious feeling. Hardwood, tile ,and granite flooring on the 1st floor. Powd…

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Property details

MLS#: N13135838
Status: Buy Now
Beds: 4
Baths: 4 full, 0 half
Size: 3000-3500
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete

Fireplace features: Natural Gas, Family Room

Garage: 3-car Attached
Garage spaces: 3
Parking: 5 total
Lot: 42 × 114.83
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: North
Cross street: 6th Line east towards Lake Simcoe and left on Angus
Basement: Unfinished, Full
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Den	2.74m × 3.35m
Main	Dining Room	3.66m × 5.18m
Main	Kitchen	4.88m × 5.16m
Main	Great Room	4.57m × 4.88m
Main	Bathroom	1.52m × 1.91m
Second	Primary Bedroom	4.88m × 4.93m
Second	Bedroom	2.46m × 6.76m
Second	Bedroom	3.51m × 4.27m
Second	Bedroom	3.73m × 4.65m
Second	Bathroom	3.73m × 4.65m
Second	Bedroom	4.11m × 4.98m
Second	Bathroom	2.21m × 2.44m
Second	Laundry	1.96m × 3.89m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX HALLMARK CHAY REALTY

Source: TRREB/PROPTX · MLS® N13135838

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$1000K

962 COLE Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $999,999✓ $6,626 tax✓ Gas✓ 3000-3500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,593/mo

incl. closing costs (yr 1)

Annual total

$91,115

year 1

Mortgage only

$3,794/mo

principal + interest

Beyond mortgage

$1,968/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$200,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$552/mo

Utilities

Hydro / electricity$228/mo

≈ $0.07/ft² × ~3,250 ft² · ON avg ~$228/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$10,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$16,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $45,524/yr

Property taxes25% $23,101/yr

Utilities6% $5,790/yr

Insurance & security2% $1,600/yr

Maintenance11% $10,000/yr

Closing costs6% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$45,524	$3,794/mo
Government & taxes
Property tax	$6,626	$552/mo
Land transfer tax(closing)	$16,475	$1,373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,730	$228/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$10,000	$833/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$91,115	$7,593/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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962 COLE Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs