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$489K · 2 bed Detached · Rural Innisfil, Innisfil | MyPropertyScout

$488,888

1053 Elm Road

21Vacant

Map

⚡ Insider Deal

Below Market

$488,888

DOM41days

1053 Elm Road

Innisfil · Ontario L0L 1C0

MLS® N13135640 · Rural Innisfil · L0L 1C0

21Vacant700-1100 ft²DetachedNone41d$543/ft²Lot 50 x 140 ft$2,118 tax/yr

41 days on market

About this home

Attention First-Time Buyers, Cottage Seekers & Investors! ? Dreaming of getting out of the city and owning an affordable, move-in-ready home near the water? This bungalow is a carpet-free, 2-bedroom year-round home, and is the perfect opportunity for first-time buyers, downsizers, cottage enthusiasts, or investors looking for an excellent Airbnb opportunity. Located on a private, treed 50 ft x 140 ft lot in the sought-after Belle Aire Beach community, this home is less than a 5-minute walk to th…

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Property details

MLS#: N13135640
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 700-1100
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block
Other structures: Shed
Property features: Beach, Lake Access, Wooded/Treed

Garage: None
Garage spaces: 0
Parking: 2 total
Lot: 50 × 140
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Vinyl Siding
Fronting on: South
Cross street: Maple Rd To Spooners Rd
Basement: Crawl Space
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Kitchen	15.75m × 11.58m
Main	Living Room	15.75m × 14.99m
Main	Primary Bedroom	9.91m × 8.07m
Main	Bedroom	9.68m × 7.68m
Main	Bathroom	—
Main	Sunroom	12.01m × 8.01m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX HALLMARK REALTY LTD.

Source: TRREB/PROPTX · MLS® N13135640

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$489K

1053 Elm Road · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $488,888✓ $2,118 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,848/mo

incl. closing costs (yr 1)

Annual total

$46,176

year 1

Mortgage only

$1,855/mo

principal + interest

Beyond mortgage

$1,014/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$97,778

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$176/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,889/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,253

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $22,256/yr

Property taxes18% $8,371/yr

Utilities9% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance11% $4,889/yr

Closing costs11% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,256	$1,855/mo
Government & taxes
Property tax	$2,118	$176/mo
Land transfer tax(closing)	$6,253	$521/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,889	$407/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$46,176	$3,848/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1053 Elm Road

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs