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$2M · 3+1 bed Detached · Keswick South, Georgina | MyPropertyScout

$1,999,900

199A South Channel Drive

3+15OwnerOccupied

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↓ $99,100Price Reduced

$1,999,900

DOM41days

199A South Channel Drive

Georgina · Ontario L4P 2N4

MLS® N13133412 · Keswick South · L4P 2N4

3+15OwnerOccupied2500-3000 ft²Detached3-car Attached41d$727/ft²Lot 72.5 x 161.5 ft$1,800 tax/yr

41 days on market

About this home

Welcome to this stunning custom-built home just steps from the shores of Lake Simcoe in the highly sought-after community of Keswick, Georgina. Situated on a rare double front lot, this exceptional residence offers luxurious finishes, expansive living spaces, and incredible versatility for growing or multi-generational families. From the moment you enter, you'll be impressed by the large plank flooring, soaring sense of space, and thoughtfully designed layout. The main floor features a generous…

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Property details

MLS#: N13133412
Status: Buy Now
Beds: 3+1
Baths: 5 full, 0 half
Size: 2500-3000
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Unknown
Property features: Beach, Fenced Yard, Golf, Marina, Park, Public Transit

Garage: 3-car Attached
Garage spaces: 3
Parking: 10 total
Lot: 72.5 × 161.54
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: South
Cross street: The Queensway S/Metro Rd S
Basement: Full, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free
Parking features: Private

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Kitchen	3.35m × 4.57m
Main	Breakfast	3.35m × 4.57m
Main	Great Room	5.79m × 4.27m
Main	Office	3.66m × 4.27m
Main	Mud Room	1.98m × 7.01m
Second	Primary Bedroom	4.42m × 4.11m
Second	Bedroom 2	3.96m × 8.78m
Second	Bedroom 3	4.88m × 3.66m
Basement	Kitchen	5.54m × 3.85m
Basement	Living Room	5.77m × 6.06m
Basement	Bedroom 4	4.35m × 5.08m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Keller Williams Energy Real Estate

Source: TRREB/PROPTX · MLS® N13133412

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$2M

199A South Channel Drive · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,999,900✓ $1,800 tax✓ Gas✓ 2500-3000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$13,449/mo

incl. closing costs (yr 1)

Annual total

$161,386

year 1

Mortgage only

$7,587/mo

principal + interest

Beyond mortgage

$2,364/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$399,980

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$150/mo

Utilities

Hydro / electricity$193/mo

≈ $0.07/ft² × ~2,750 ft² · ON avg ~$193/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$19,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$36,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)56% $91,044/yr

Property taxes24% $38,273/yr

Utilities3% $5,370/yr

Insurance & security1% $1,600/yr

Maintenance12% $19,999/yr

Closing costs3% $5,100/yr

Mortgage is 56% of your true cost of ownership. The other 44% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$91,044	$7,587/mo
Government & taxes
Property tax	$1,800	$150/mo
Land transfer tax(closing)	$36,473	$3,039/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,310	$193/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$19,999	$1,667/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$161,386	$13,449/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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199A South Channel Drive

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs