$630K · 2 bed Att/Row/Townhouse · Alcona, Innisfil

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About this home

ATTENTION FIRST-TIME HOME BUYERS, INVESTORS AND ANYONE LOOKING TO MAKE A MOVE! This is the turn-key opportunity you have been waiting for. Located in a prime neighborhood within easy walking distance to schools, shopping, parks, and restaurants, this townhouse offers a lifestyle of total convenience. The home welcomes you with exceptional curb appeal, featuring a mature pear tree, a paved driveway (2025), and a charming front porch with plenty of room to enjoy a morning coffee. Step inside to a…

Property details

MLS#

N13128596

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

700-1100

Style

2-Storey

Type

Att/Row/Townhouse

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete

Garage: 1-car Attached
Garage spaces: 1
Parking: 3 total
Lot: 19.68 × 110.69
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: West
Cross street: Innisfil Beach Rd/Jans Blvd
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Water Heater
Parking features: —

Rooms

Level	Room	Dimensions
Ground	Dining Room	3.08m × 2.61m
Ground	Living Room	3.97m × 3.17m
Ground	Kitchen	3.22m × 2.43m
Second	Primary Bedroom	3.21m × 4.15m
Second	Bedroom	3.24m × 3.11m
Second	Bathroom	2.5m × 1.52m
Basement	Recreation	7.25m × 4.12m
Basement	Bathroom	1.44m × 1.32m
Basement	Other	1.04m × 1.32m
Basement	Utility Room	3.57m × 2.4m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $629,800✓ $3,141 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,820/mo

incl. closing costs (yr 1)

Annual total

$57,841

year 1

Mortgage only

$2,389/mo

principal + interest

Beyond mortgage

$1,217/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$125,960

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$262/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,298/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,071

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $28,671/yr

Property taxes21% $12,212/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,298/yr

Closing costs9% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,671	$2,389/mo
Government & taxes
Property tax	$3,141	$262/mo
Land transfer tax(closing)	$9,071	$756/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,298	$525/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$57,841	$4,820/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1140 Inniswood Street

About this home

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Property details

Rooms

Sales History

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Annual costs