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$1.10M · 4 bed Detached · Rural Innisfil, Innisfil | MyPropertyScout

$1,099,000

1125 Cole Street

44Vacant

Map

$1,099,000

F●●●○○DOM42days

1125 Cole Street

Innisfil · Ontario L9S 4R7

MLS® N13126698 · Rural Innisfil · L9S 4R7

44Vacant3000-3500 ft²Detached3-car Built-In42d$338/ft²Lot 50.2 x 117.2 ft$7,114 tax/yrBuilt 20233 yrs old

33% above market · 42 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

The Perfect 4 Bedroom Detached Family Home * Brand New & Never Lived In * Approx. 3,370 Sq Ft * Premium 50 Ft Lot * Rare Tandem 3 Car Garage * Overlooking A Brand New Park * Stunning Brick & Stone Exterior W/ Large Covered Front Porch * Double Door Entrance * Main Floor Features Separate Living Room Perfect For A Home Office Or Potential 5th Bedroom * Sun-Filled Eat-In Kitchen W/ Granite Counters, Extended Cabinetry, Centre Island & Large Breakfast Area W/ Walk-Out To Backyard * Bright Family Ro…

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Property details

MLS#: N13126698
Status: Buy Now
Beds: 4
Baths: 4 full, 0 half
Size: 3000-3500
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Beach, Park, Public Transit, Rec./Commun.Centre, School, School Bus Route

Garage: 3-car Built-In
Garage spaces: 3
Parking: 5 total
Lot: 50.21 × 117.18
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Stone
Fronting on: South
Cross street: 6th Line & Webster Blvd
Basement: Full
Stories: —
Utilities: —
Laundry: —
Interior: Rough-In Bath
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Living Room	3.65m × 3.65m
Main	Dining Room	3.96m × 4.57m
Main	Kitchen	3.04m × 4.87m
Main	Family Room	4.57m × 5.6m
Main	Breakfast	2.98m × 4.87m
Second	Primary Bedroom	6.27m × 4.57m
Second	Bedroom 2	3.65m × 3.71m
Second	Bedroom 3	4.38m × 3.65m
Second	Bedroom 4	3.65m × 3.68m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX REALTRON REALTY INC.

Source: TRREB/PROPTX · MLS® N13126698

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$1.10M

1125 Cole Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,099,000✓ $7,114 tax✓ Gas✓ 3000-3500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,257/mo

incl. closing costs (yr 1)

Annual total

$99,080

year 1

Mortgage only

$4,169/mo

principal + interest

Beyond mortgage

$2,091/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$219,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$593/mo

Utilities

Hydro / electricity$228/mo

≈ $0.07/ft² × ~3,250 ft² · ON avg ~$228/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$10,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$18,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $50,031/yr

Property taxes26% $25,569/yr

Utilities6% $5,790/yr

Insurance & security2% $1,600/yr

Maintenance11% $10,990/yr

Closing costs5% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$50,031	$4,169/mo
Government & taxes
Property tax	$7,114	$593/mo
Land transfer tax(closing)	$18,455	$1,538/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,730	$228/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$10,990	$916/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$99,080	$8,257/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1125 Cole Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs