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$1.10M · 3+1 bed Detached · Historic Lakeshore Communities, Georgina | MyPropertyScout

$1,099,000

941 Lake Drive

3+13Vacant

Map

⚡ Insider Deal

Fixer Upper

$1,099,000

F●●○○○DOM42days

941 Lake Drive

Georgina · Ontario L4P 3E9

MLS® N13125584 · Historic Lakeshore Communities · L4P 3E9

3+13Vacant1100-1500 ft²DetachedNone42d$845/ft²Lot 50.2 x 277 ft$6,242 tax/yrBuilt 200323 yrs old

31% above market · regional est. · 42 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this newly updated and immaculate 3+1 bedroom home with Metal Roof is perfectly situated just steps from beautiful Lake Simcoe. Enjoy stunning, unobstructed lake views from both the living room and the primary bedroom, each offering walkouts to a spacious front deck and upper balcony-ideal for morning coffee or evening sunsets. This move-in-ready home features a thoughtfully designed layout with hardwood and ceramic flooring throughout. Nestled among million-dollar properties, this se…

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Property details

MLS#: N13125584
Status: Buy Now
Beds: 3+1
Baths: 3 full, 0 half
Size: 1100-1500
Style: 2-Storey
Type: Detached
Year built: —

Roof: Metal
Foundation: Concrete
Other structures: Garden Shed
Property features: Clear View, Fenced Yard, Lake Access, Park, Public Transit

Fireplaces: 1
Fireplace features: Natural Gas

View: Clear, Lake

Garage: None
Garage spaces: 0
Parking: 8 total
Lot: 50.16 × 277
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Wood
Fronting on: South
Cross street: Lake Dr North-Sheppard Ave
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Central Vacuum, Water Heater
Parking features: Front Yard Parking

Rooms

Level	Room	Dimensions
Main	Living Room	3.63m × 5.41m
Main	Kitchen	4.23m × 6.55m
Main	Foyer	2.9m × 1.21m
Main	Bedroom 3	3.86m × 3.63m
Upper	Primary Bedroom	4.05m × 4.38m
Upper	Bedroom 2	4.07m × 3.54m
Basement	Family Room	7.51m × 5.25m
Basement	Bedroom 4	3.78m × 2.78m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX HALLMARK REALTY LTD.

Source: TRREB/PROPTX · MLS® N13125584

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$1.10M

941 Lake Drive · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,099,000✓ $6,242 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,048/mo

incl. closing costs (yr 1)

Annual total

$96,570

year 1

Mortgage only

$4,169/mo

principal + interest

Beyond mortgage

$1,882/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$219,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$520/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$10,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$18,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $50,031/yr

Property taxes26% $24,697/yr

Utilities4% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $10,990/yr

Closing costs5% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$50,031	$4,169/mo
Government & taxes
Property tax	$6,242	$520/mo
Land transfer tax(closing)	$18,455	$1,538/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$10,990	$916/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$96,570	$8,048/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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941 Lake Drive

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs