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$980K · 4 bed Detached · Rural Innisfil, Innisfil | MyPropertyScout

$979,990

621 Mika Street

43Vacant

Map

$979,990

F●●●○○DOM43days

621 Mika Street

Innisfil · Ontario L9S 0S2

MLS® N13123762 · Rural Innisfil · L9S 0S2

43Vacant2500-3000 ft²Detached2-car Built-In43d$356/ft²Lot 39.4 x 105 ft$0 tax/yrNew build

20% above market · 43 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Take advantage of the New Enhanced Ontario HST Rebate for an additional rebate off the posted price. Use Mattamy's online calculator to estimate the potential rebate available for this specific home. Buyer to verify eligibility and details. Welcome to The Garson by Mattamy Homes, located in the highly sought-after Lakehaven community in Innisfil, just 5 minutes east of South Barrie with excellent access to Lake Simcoe, Friday Harbour, Hwy 400, shopping, schools, and the Barrie South GO Station.…

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Property details

MLS#: N13123762
Status: Buy Now
Beds: 4
Baths: 3 full, 0 half
Size: 2500-3000
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete

Fireplace features: Natural Gas

Garage: 2-car Built-In
Garage spaces: 2
Parking: 6 total
Lot: 39.37 × 104.99
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Stone
Fronting on: North
Cross street: Lockhart Drive and 25th Sideroad
Basement: Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Water Heater Owned
Parking features: Private Double

Rooms

Level	Room	Dimensions
Ground	Dining Room	3m × 5.03m
Ground	Great Room	4.22m × 5.13m
Ground	Kitchen	5.18m × 3.96m
Second	Family Room	3.33m × 4.9m
Second	Primary Bedroom	3.66m × 5.31m
Second	Bedroom 2	3.38m × 3.66m
Second	Bedroom 3	3.23m × 3.4m
Second	Bedroom 4	3.38m × 3.33m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX HALLMARK REALTY LTD.

Source: TRREB/PROPTX · MLS® N13123762

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$980K

621 Mika Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $979,990✓ $0 tax✓ Gas✓ 2500-3000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,880/mo

incl. closing costs (yr 1)

Annual total

$82,558

year 1

Mortgage only

$3,718/mo

principal + interest

Beyond mortgage

$1,364/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$195,998

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$193/mo

≈ $0.07/ft² × ~2,750 ft² · ON avg ~$193/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,800/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$16,075

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)54% $44,613/yr

Property taxes19% $16,075/yr

Utilities7% $5,370/yr

Insurance & security2% $1,600/yr

Maintenance12% $9,800/yr

Closing costs6% $5,100/yr

Mortgage is 54% of your true cost of ownership. The other 46% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$44,613	$3,718/mo
Government & taxes
Land transfer tax(closing)	$16,075	$1,340/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,310	$193/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,800	$817/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$82,558	$6,880/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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621 Mika Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs