$1.13M · 4+1 bed Detached · Alcona, Innisfil

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About this home

OVER 5,000 SQ FT OF SPRAWLING ELEGANCE WITH RESORT-STYLE OUTDOOR LIVING JUST MINUTES FROM LAKE SIMCOE! Step into luxury living in the heart of Alcona with this exceptional brick two-storey home, offering over 5,000 sq ft of meticulously finished, carpet-free space designed for comfort, elegance, and everyday enjoyment. Nestled just minutes from Innisfil Beach Park, Lake Simcoe, Big Cedar Golf and Country Club, and all the essentials - shops, restaurants, schools, and entertainment - this home de…

Property details

MLS#

N13121310

Status

Buy Now

Beds

4+1

Baths

5 full, 0 half

Size

3500-5000

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Beach, Lake/Pond, Park, Rec./Commun.Centre, School

Fireplaces: 1
Fireplace features: Family Room, Natural Gas

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Lot: 53.22 × 121.77
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick · Landscaped, Patio
Fronting on: West
Cross street: Booth Ave/Angus St
Basement: Full, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Central Vacuum, In-Law Capability
Parking features: Private Double, Inside Entry

Rooms

Level	Room	Dimensions
Main	Foyer	3.27m × 2.26m
Main	Kitchen	3.61m × 3.68m
Main	Breakfast	3.77m × 3.51m
Main	Dining Room	4.4m × 3.62m
Main	Living Room	4.86m × 3.75m
Main	Family Room	5.49m × 4.35m
Main	Office	3.92m × 3.65m
Main	Sunroom	2.62m × 3.68m
Main	Laundry	1.87m × 2.43m
Second	Primary Bedroom	6.22m × 7.09m
Second	Bedroom 2	3.92m × 4.39m
Second	Bedroom 3	5m × 3.65m
Second	Bedroom 4	3.65m × 3.05m
Basement	Recreation	7.25m × 11.39m
Basement	Other	4.6m × 4.57m
Basement	Bedroom 5	3.68m × 3.52m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,125,000✓ $7,067 tax✓ Gas✓ 3500-5000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,486/mo

incl. closing costs (yr 1)

Annual total

$101,836

year 1

Mortgage only

$4,268/mo

principal + interest

Beyond mortgage

$2,179/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$225,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$589/mo

Utilities

Hydro / electricity$298/mo

≈ $0.07/ft² × ~4,250 ft² · ON avg ~$298/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$11,250/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$18,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $51,215/yr

Property taxes26% $26,042/yr

Utilities7% $6,630/yr

Insurance & security2% $1,600/yr

Maintenance11% $11,250/yr

Closing costs5% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$51,215	$4,268/mo
Government & taxes
Property tax	$7,067	$589/mo
Land transfer tax(closing)	$18,975	$1,581/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$3,570	$298/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$11,250	$938/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$101,836	$8,486/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1746 Angus Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs