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$699K · 3 bed Detached · Keswick North, Georgina | MyPropertyScout

$699,000

186 Beach Road

33OwnerOccupied

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⚡ Insider Deal

↓ $41,000Price Reduced

$699,000

A●●●○○DOM43days

186 Beach Road

Georgina · Ontario L4P 2L9

MLS® N13120282 · Keswick North · L4P 2L9

33OwnerOccupied1100-1500 ft²DetachedNone43d$538/ft²Lot 50 x 135 ft$4,288 tax/yr

19% below market · 43 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Charming detached bungalow near the lake on a premium lot 50' x 135 ' with 3 bedrooms , 3 bathrooms, and parking for 4 vehicles - perfect for all your toys! $$$ spent on renovations including new appliances and many quality upgrades throughout. Move in ready and beautifully maintained. Enjoy lake views, just 3 minutes walk to Indianola waterfront park & beach, ( optional - $ 50 park fee per year), Large backyard Deck perfect for summer BBQ and entertaining. Conveniently located near good schools…

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Property details

MLS#: N13120282
Status: Buy Now
Beds: 3
Baths: 3 full, 0 half
Size: 1100-1500
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Unknown

Fireplaces: 1
Fireplace features: Electric

Garage: None
Garage spaces: 0
Parking: 4 total
Lot: 50 × 135
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Vinyl Siding · Deck
Fronting on: South
Cross street: Metro Rd & The Queensway
Basement: None
Stories: —
Utilities: —
Laundry: —
Interior: Water Heater Owned
Parking features: —

Rooms

Level	Room	Dimensions
Main	Foyer	2.1m × 2.99m
Main	Living Room	3m × 8.2m
Main	Dining Room	3m × 3m
Main	Kitchen	3m × 3m
Main	Primary Bedroom	4.9m × 4.5m
Main	Bedroom 2	2.9m × 4.2m
Main	Bedroom 3	2.9m × 3.6m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ZOLO REALTY

Source: TRREB/PROPTX · MLS® N13120282

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$699K

186 Beach Road · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $699,000✓ $4,288 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,367/mo

incl. closing costs (yr 1)

Annual total

$64,406

year 1

Mortgage only

$2,652/mo

principal + interest

Beyond mortgage

$1,386/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$139,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$357/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $31,821/yr

Property taxes23% $14,743/yr

Utilities6% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $6,990/yr

Closing costs8% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,821	$2,652/mo
Government & taxes
Property tax	$4,288	$357/mo
Land transfer tax(closing)	$10,455	$871/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,990	$583/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$64,406	$5,367/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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186 Beach Road

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs