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$1.10M · 4+2 bed Detached · Historic Lakeshore Communities, Georgina | MyPropertyScout

$1,100,000

850 Isobel Avenue

4+23OwnerOccupied

Map

$1,100,000

850 Isobel Avenue

Georgina · Ontario L4P 3E9

MLS® N13108512 · Historic Lakeshore Communities · L4P 3E9

4+23OwnerOccupied1500-2000 ft²DetachedNone$629/ft²Lot 50 x 150 ft< .50 ac$5,730 tax/yrBuilt 195175 yrs old

About this home

Absolutely Stunning Fully Updated, Renovated & Upgraded Home On A Large Double Private Lot Next To Lakefront Properties With Deeded Access To The Beach. Featuring 4+2 Bedrooms, 3 Bathrooms, Open Concept Living/Dining, And A Beautiful Kitchen With High-End Appliances. Fully Finished Basement, Sauna, And A 400 Sq. Ft. Deck Perfect For Entertaining. Property Also Has A Short-Term Rental License And Generates Approximately $80K Annually. Hundreds Of Thousands Spent On Renovations.This Listing Is Als…

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Property details

MLS#: N13108512
Status: Buy Now
Beds: 4+2
Baths: 3 full, 0 half
Size: 1500-2000
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete
Other structures: Garden Shed
Property features: Beach, Cul de Sac/Dead End, Lake Access, Marina, Public Transit, School Bus Route

Water body: Lake Simcoe

Garage: None
Garage spaces: 0
Parking: 6 total
Lot: 50.01 × 150.04
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Pool: No
Exterior: Stone
Fronting on: West
Cross street: Lake Dr E & Civic Centre Rd
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Sauna
Parking features: Private

Rooms

Level	Room	Dimensions
Lower	Bedroom 5	2.74m × 2.74m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: KINGSWAY REAL ESTATE

Source: TRREB/PROPTX · MLS® N13108512

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$1.10M

850 Isobel Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,100,000✓ $5,730 tax✓ Electric✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,023/mo

incl. closing costs (yr 1)

Annual total

$96,272

year 1

Mortgage only

$4,173/mo

principal + interest

Beyond mortgage

$1,852/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$220,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$478/mo

Utilities

Hydro / electricity$228/mo

≈ $0.13/ft² × ~1,750 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$11,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$18,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $50,077/yr

Property taxes25% $24,205/yr

Utilities4% $4,290/yr

Insurance & security2% $1,600/yr

Maintenance11% $11,000/yr

Closing costs5% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$50,077	$4,173/mo
Government & taxes
Property tax	$5,730	$478/mo
Land transfer tax(closing)	$18,475	$1,540/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,730	$228/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$11,000	$917/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$96,272	$8,023/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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850 Isobel Avenue

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs