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$1.10M · 4 bed Detached · Keswick North, Georgina | MyPropertyScout

$1,099,000

96 Ferncroft Drive

45OwnerOccupied

Map

$1,099,000

F●●●○○DOM51days

96 Ferncroft Drive

Georgina · Ontario L4P 4G7

MLS® N13085356 · Keswick North · L4P 4G7

45OwnerOccupied2000-2500 ft²Detached3-car Attached51d$488/ft²Lot 59.1 x 184.3 ft$7,839 tax/yrBuilt 200323 yrs old

33% above market · 51 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

This stunning detached home is nestled at the end of a quiet cul-de-sac, offering exceptional privacy and backing onto lush natural forest. Enjoy peaceful walks to the nearby lake and immerse yourself in nature right at your doorstep. The spacious garage accommodates up to four vehicles and is equipped with a heating system for added comfort during winter months. The main floor features a highly functional layout with generously sized, sun-filled rooms. The breakfast area opens onto a large back…

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Property details

MLS#: N13085356
Status: Buy Now
Beds: 4
Baths: 5 full, 0 half
Size: 2000-2500
Style: 2-Storey
Type: Detached
Year built: —

Roof: Shingles
Foundation: Concrete
Other structures: Garden Shed
Property features: Greenbelt/Conservation, Part Cleared, Ravine, Wooded/Treed

Garage: 3-car Attached
Garage spaces: 3
Parking: 9 total
Lot: 59.07 × 184.32
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: North
Cross street: Metro/Old Homestead
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Water Heater
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	3.07m × 4.68m
Main	Dining Room	3.07m × 3.65m
Main	Kitchen	2.9m × 3.3m
Main	Breakfast	2.55m × 4.72m
Main	Family Room	3.25m × 6.03m
Main	Office	2.75m × 3.25m
Second	Primary Bedroom	3.83m × 5.8m
Second	Bedroom 2	3.07m × 3.2m
Second	Bedroom 3	3.2m × 3.2m
Second	Bedroom 4	3.05m × 4.4m
Basement	Recreation	4.98m × 6.4m
Basement	Exercise Room	3.05m × 6.48m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX EXCEL REALTY LTD.

Source: TRREB/PROPTX · MLS® N13085356

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$1.10M

96 Ferncroft Drive · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,099,000✓ $7,839 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,247/mo

incl. closing costs (yr 1)

Annual total

$98,965

year 1

Mortgage only

$4,169/mo

principal + interest

Beyond mortgage

$2,082/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$219,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$653/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$10,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$18,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $50,031/yr

Property taxes27% $26,294/yr

Utilities5% $4,950/yr

Insurance & security2% $1,600/yr

Maintenance11% $10,990/yr

Closing costs5% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$50,031	$4,169/mo
Government & taxes
Property tax	$7,839	$653/mo
Land transfer tax(closing)	$18,455	$1,538/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$10,990	$916/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$98,965	$8,247/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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96 Ferncroft Drive

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs