$425K · 1 bed Detached · Rural Innisfil, Innisfil

Loading neighbourhood intel…

2678 25th Side Road

Innisfil · Ontario L9S 3T4

MLS® N13074692 · Rural Innisfil · L9S 3T4

11Vacant700-1100 ft²DetachedNone54d$472/ft²Lot 50 x 200 ft$3,393 tax/yrBuilt 195175 yrs old

Neighbourhood Range

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

A rare opportunity to live and build in beautiful Innisfil Beach. This oversized lot of 50 X 200 feet with and approximate 700 sq ft bungalow frame features so much potential. Enjoy the possibilities of Simcoe County grant of a secondary suite program with no development charges. Located walking distance from many amenities and the fantastic Lake Simcoe

Property details

MLS#

N13074692

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

700-1100

Style

Bungalow

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete Block
Property features: Beach, Park, School

Garage: None
Garage spaces: 0
Parking: 4 total
Lot: 50 × 200
Heating: Other
Heating fuel: Other
Cooling: None
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Other
Fronting on: East
Cross street: Innisfil Beach Road and 25th Side Road
Basement: Crawl Space
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: Private

Level	Room	Dimensions
Main	Kitchen	2.71m × 3.56m
Main	Living Room	3.6m × 3.26m
Main	Bathroom	2.92m × 2.25m
Main	Bedroom	3.44m × 2.92m

Level

Room

Dimensions

Main

Kitchen

2.71m × 3.56m

Main

Living Room

3.6m × 3.26m

Main

Bathroom

2.92m × 2.25m

Main

Bedroom

3.44m × 2.92m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $425,000✓ $3,393 tax✓ Other✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,552/mo

incl. closing costs (yr 1)

Annual total

$42,626

year 1

Mortgage only

$1,612/mo

principal + interest

Beyond mortgage

$1,067/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$85,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$283/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo · assumes gas heat

Other$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,250/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $19,348/yr

Property taxes20% $8,368/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance10% $4,250/yr

Closing costs12% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,348	$1,612/mo
Government & taxes
Property tax	$3,393	$283/mo
Land transfer tax(closing)	$4,975	$415/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Other	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,250	$354/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$42,626	$3,552/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

2678 25th Side Road

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs