$1.15M · 4 bed Detached · Keswick South, Georgina

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About this home

Welcome to 118 Bayview Ave - A Private Ravine - Retreat in the Heart of Keswick South. Tucked away on a quiet, pie-shaped lot backing onto a tranquil ravine, this beautiful 4-bedroom, 3-bathroom home offers the ultimate family lifestyle. With over $100K invested in professional landscaping and outdoor upgrades, the backyard feels more like a resort - lush, private, and made for relaxing or entertaining. Rough-in for power and gas for outdoor gazebo with concrete pad already poured! Wake up to th…

Property details

MLS#

N13070850

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

2000-2500

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Block
Property features: Park, School, Ravine, Greenbelt/Conservation, Fenced Yard

Fireplace features: Natural Gas

View: Park/Greenbelt, Trees/Woods

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Lot: 42.21 × 113.99
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick · Backs On Green Belt, Landscaped
Fronting on: East
Cross street: The Queensway S & Dovedale Dr
Basement: Walk-Out, Full
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Central Vacuum
Parking features: Private

Level	Room	Dimensions
Main	Dining Room	3.36m × 4.9m
Main	Living Room	3.5m × 6.9m
Main	Kitchen	3.75m × 4.77m
Main	Laundry	2.95m × 3.51m
Second	Primary Bedroom	6.47m × 4.53m
Second	Bedroom 2	3.42m × 3.29m
Second	Bedroom 3	3.4m × 3.37m
Second	Bedroom 4	3.41m × 3.57m
Lower	Recreation	9.98m × 11.9m

Level

Room

Dimensions

Main

Dining Room

3.36m × 4.9m

Main

Living Room

3.5m × 6.9m

Main

Kitchen

3.75m × 4.77m

Main

Laundry

2.95m × 3.51m

Second

Primary Bedroom

6.47m × 4.53m

Second

Bedroom 2

3.42m × 3.29m

Second

Bedroom 3

3.4m × 3.37m

Second

Bedroom 4

3.41m × 3.57m

Lower

Recreation

9.98m × 11.9m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,149,000✓ $6,184 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,424/mo

incl. closing costs (yr 1)

Annual total

$101,086

year 1

Mortgage only

$4,359/mo

principal + interest

Beyond mortgage

$1,985/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$229,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$515/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$11,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$19,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $52,307/yr

Property taxes25% $25,639/yr

Utilities5% $4,950/yr

Insurance & security2% $1,600/yr

Maintenance11% $11,490/yr

Closing costs5% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$52,307	$4,359/mo
Government & taxes
Property tax	$6,184	$515/mo
Land transfer tax(closing)	$19,455	$1,621/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$11,490	$958/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$101,086	$8,424/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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118 Bayview Avenue

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Annual costs