$600K · 2 bed Detached · Historic Lakeshore Communities, Georgina

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54 Farley Circle

Georgina · Ontario L0E 1S0

MLS® N13067550 · Historic Lakeshore Communities · L0E 1S0

21Vacant1100-1500 ft²Detached1-car Detached55d$461/ft²Lot 50 x 158.5 ft$3,443 tax/yr

Neighbourhood Range

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Amazing Opportunity in A terrific location! This is your chance to invest in this sought after neighbourhood. This 2 bedroom bungalow is situated on a large lot with private beach access just short walk away. Gas, Heat, and municipal water. This is your opportunity to build your dream home or invest or renovate. Large Lot 50 x 158.50

Property details

MLS#

N13067550

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

1100-1500

Style

Bungalow

Type

Detached

Year built

—

Roof: Shingles
Foundation: Unknown
Property features: Beach, Fenced Yard, Lake Access, Park

Garage: 1-car Detached
Garage spaces: 1
Parking: 3 total
Lot: 50 × 158.5
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Vinyl Siding
Fronting on: West
Cross street: Lake Dr. E./Farley Circ.
Basement: Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: Private

Level	Room	Dimensions
Main	Living Room	4.7m × 3.48m
Main	Dining Room	1.96m × 4.77m
Main	Bedroom	2.84m × 3.38m
Main	Bedroom 2	2.81m × 2.35m
Main	Kitchen	2.95m × 5.21m
Main	Sitting	1.99m × 5.62m
Main	Other	2.2m × 6.14m

Level

Room

Dimensions

Main

Living Room

4.7m × 3.48m

Main

Dining Room

1.96m × 4.77m

Main

Bedroom

2.84m × 3.38m

Main

Bedroom 2

2.81m × 2.35m

Main

Kitchen

2.95m × 5.21m

Main

Sitting

1.99m × 5.62m

Main

Other

2.2m × 6.14m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,900✓ $3,443 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,673/mo

incl. closing costs (yr 1)

Annual total

$56,077

year 1

Mortgage only

$2,276/mo

principal + interest

Beyond mortgage

$1,233/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$287/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $27,310/yr

Property taxes21% $11,916/yr

Utilities7% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance11% $5,999/yr

Closing costs9% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,310	$2,276/mo
Government & taxes
Property tax	$3,443	$287/mo
Land transfer tax(closing)	$8,473	$706/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,999	$500/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,077	$4,673/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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54 Farley Circle

About this home

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Property details

Additional listing data

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Sales History

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Annual costs