$1.59M · 3 bed Detached · Sutton & Jackson's Point, Georgina

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About this home

***Direct Waterfront*** Rare opportunity to own a BRAND NEW luxury home on Hedge Rd, rebuilt last year with $$$ landscaping. This stunning property offers breathtaking Lake Simcoe views in Georgina, in a prime location near The Briars Golf & Country Club. Move-in ready and fully furnished with premium features: hot tub, gazebo, outdoor furniture, BBQ, smart security system, cozy fireplace, plus elegant bedroom, kitchen, and living room furniture. Perfect for year-round enjoyment, offering modern…

Property details

MLS#

N13066208

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

700-1100

Style

Bungalow

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete Block

Fireplace features: Electric

Waterfront: Yes
Water view: Direct
Water body: Lake Simcoe
Water frontage: 62.03 ft
Shoreline: Clean
Waterfront features: Boat Lift, Dock, Stairs to Waterfront

Garage: None
Garage spaces: 0
Parking: 6 total
Lot: 62.3 × 113.83
Heating: Heat Pump
Heating fuel: Electric
Cooling: Wall Unit(s)
Pool: No
Exterior: Vinyl Siding
Fronting on: North
Cross street: Dalton Rd & Lake Dr. E
Basement: None
Stories: —
Utilities: —
Laundry: —
Interior: Built-In Oven, Accessory Apartment
Parking features: Available

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,588,000✓ $2,200 tax✓ Electric✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$10,689/mo

incl. closing costs (yr 1)

Annual total

$128,272

year 1

Mortgage only

$6,024/mo

principal + interest

Beyond mortgage

$1,854/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$317,600

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$183/mo

Utilities

Hydro / electricity$117/mo

≈ $0.13/ft² × ~900 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$15,880/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$28,235

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)56% $72,293/yr

Property taxes24% $30,435/yr

Utilities2% $2,964/yr

Insurance & security1% $1,600/yr

Maintenance12% $15,880/yr

Closing costs4% $5,100/yr

Mortgage is 56% of your true cost of ownership. The other 44% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$72,293	$6,024/mo
Government & taxes
Property tax	$2,200	$183/mo
Land transfer tax(closing)	$28,235	$2,353/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,404	$117/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$15,880	$1,323/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$128,272	$10,689/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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110 Hedge Road

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Annual costs