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$299K · 3 bed Detached · Fox Island, Georgina Islands | MyPropertyScout

$299,000

10 Fox Island N/A

31Vacant

Map

Waterfront

$299,000

10 Fox Island N/A

Georgina Islands · Ontario L0E 1R0

MLS® N13062862 · Fox Island · L0E 1R0

31Vacant700-1100 ft²DetachedNone$332/ft²Lot 60 x 230 ft$1,473 tax/yr

Neighbourhood Range

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Discover beautiful Lake Simcoe cottaging without paying lakefront premium prices! Fox Island is a spectacular land-lease community with the Chippewas of Georgina Island First Nation. World class fishing and peaceful summer days on the dock. Entertain guests on your gorgeous deck overlooking the lake. This 3 Bed 1 Bath cottage features tongue and groove vaulted ceiling in your combined kitchen and dining room. Massive harvest table to host all your family and friends. Tastefully renovated, this c…

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Property details

MLS#: N13062862
Status: Buy Now
Beds: 3
Baths: 1 full, 0 half
Size: 700-1100
Style: 1 1/2 Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Block

Fireplace features: Electric

Waterfront: Yes
Water view: Direct,Unobstructive
Water body: Lake Simcoe
Water frontage: 18.29 ft
Shoreline: Clean, Mixed, Rocky
Waterfront features: Cable Lift, Dock, Marina Services, Stairs to Waterfront

Garage: None
Garage spaces: 0
Parking: 0 total
Lot: 60 × 230
Heating: Baseboard
Heating fuel: Electric
Cooling: None
Pool: No
Exterior: Wood
Fronting on: East
Cross street: East Point Marina. Lake Dr
Basement: None
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Storage, Water Heater
Parking features: None

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: REMAX YOUR COMMUNITY REALTY

Source: TRREB/PROPTX · MLS® N13062862

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$299K

10 Fox Island N/A · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $299,000✓ $1,473 tax✓ Electric✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$2,558/mo

incl. closing costs (yr 1)

Annual total

$30,699

year 1

Mortgage only

$1,134/mo

principal + interest

Beyond mortgage

$719/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$59,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$123/mo

Utilities

Hydro / electricity$117/mo

≈ $0.13/ft² × ~900 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,960

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $13,612/yr

Property taxes14% $4,433/yr

Utilities10% $2,964/yr

Insurance & security5% $1,600/yr

Maintenance10% $2,990/yr

Closing costs17% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$13,612	$1,134/mo
Government & taxes
Property tax	$1,473	$123/mo
Land transfer tax(closing)	$2,960	$247/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,404	$117/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,990	$249/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$30,699	$2,558/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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10 Fox Island N/A

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs