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$399K · 2 bed Rural Residential · Rural Innisfil, Innisfil | MyPropertyScout

$398,900

5 Terra Nova Arm N/A

22OwnerOccupied

Map

Pool

$398,900

DOM56days

5 Terra Nova Arm N/A

Innisfil · Ontario L9S 1S1

MLS® N13061604 · Rural Innisfil · L9S 1S1

22OwnerOccupied1100-1500 ft²Rural ResidentialNonePool56d$307/ft²Lot Not Applicable ac$1,618 tax/yrBuilt 198541 yrs old

Neighbourhood Range

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About this home

Welcome to this popular and well-maintained site-built Sandalwood II home, located in the vibrant adult community of Sandycove Acres south. The home has an open-air floor plan with 2 bedrooms, 1.5 bathrooms, completely drywalled interior and crown moulding in the main living area. Exterior aluminum siding was painted in 2021 and the front porch was redone in composite decking with updated stone steps and walkway providing a formal entrance at the front door and additional access at the right sid…

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Property details

MLS#: N13061604
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1100-1500
Style: Bungalow
Type: Rural Residential
Year built: —

Roof: Asphalt Shingle
Foundation: Perimeter Wall
Property features: Rec./Commun.Centre

Fireplaces: 1
Fireplace features: Living Room

Garage: None
Garage spaces: 0
Parking: 2 total
Lot: 0 × 0
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: Yes
Waterfront: No
Exterior: Aluminum Siding
Fronting on: East
Cross street: Lockhart Rd and Weeping Willow Drive
Basement: Crawl Space
Stories: —
Utilities: —
Laundry: —
Interior: Water Heater, Primary Bedroom - Main Floor
Parking features: Front Yard Parking

Rooms

Level	Room	Dimensions
Main	Living Room	4.05m × 4.36m
Main	Kitchen	2.47m × 4.78m
Main	Dining Room	3.6m × 4.05m
Main	Family Room	3.02m × 3.69m
Main	Bedroom 2	3.11m × 4.87m
Main	Primary Bedroom	3.84m × 4.27m
Main	Bathroom	—
Main	Bathroom	—
Main	Sunroom	3.02m × 3.2m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE FIRST CONTACT REALTY

Source: TRREB/PROPTX · MLS® N13061604

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$399K

5 Terra Nova Arm N/A · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $398,900✓ $1,618 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,256/mo

incl. closing costs (yr 1)

Annual total

$39,078

year 1

Mortgage only

$1,513/mo

principal + interest

Beyond mortgage

$913/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,780

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$135/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,989/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,459

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $18,160/yr

Property taxes16% $6,077/yr

Utilities11% $4,152/yr

Insurance & security4% $1,600/yr

Maintenance10% $3,989/yr

Closing costs13% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,160	$1,513/mo
Government & taxes
Property tax	$1,618	$135/mo
Land transfer tax(closing)	$4,459	$372/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,989	$332/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$39,078	$3,256/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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5 Terra Nova Arm N/A

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs