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$838K · 4+2 bed Detached · Alcona, Innisfil | MyPropertyScout

$838,000

985 Linden Street

4+23OwnerOccupied

Map

$838,000

C●●●○○DOM57days

985 Linden Street

Innisfil · Ontario L9S 1W4

MLS® N13056258 · Alcona · L9S 1W4

4+23OwnerOccupied2000-2500 ft²Detached2-car Built-In57d$372/ft²Lot 49.2 x 146.9 ft$5,865 tax/yr

2% above market · 57 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to the beautifully maintained 2-storey family home in one of Innisfil's most desirable communities! Just minutes from the stunning shores of Lake Simcoe and within walking distance to Innisfil Beach Road, this location offers the perfect blend of lifestyle, convenience, and long-term value. | The main floor features a bright and inviting layout with a spacious office, living room, a cozy family room with fireplace, and a convenient laundry area. Multiple separate entrances add flexibilit…

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Property details

MLS#: N13056258
Status: Buy Now
Beds: 4+2
Baths: 3 full, 0 half
Size: 2000-2500
Style: 2-Storey
Type: Detached
Year built: —

Roof: Shingles
Foundation: Unknown

Fireplaces: 1
Fireplace features: Wood

Garage: 2-car Built-In
Garage spaces: 2
Parking: 6 total
Lot: 49.2 × 146.88
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Vinyl Siding
Fronting on: South
Cross street: Innisfil Beach Rd / St Johns Rd
Basement: Full, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Storage, Sump Pump, Water Heater
Parking features: Private, Private Double

Rooms

Level	Room	Dimensions
Second	Primary Bedroom	4.06m × 5.56m
Second	Bedroom 2	2.37m × 4.1m
Second	Bedroom 3	3.34m × 5.59m
Second	Bedroom 4	3.34m × 4.78m
Second	Bathroom	3.31m × 3.35m
Second	Bathroom	1.55m × 2.31m
Main	Foyer	1.79m × 3.29m
Main	Office	3.35m × 5.11m
Main	Living Room	3.3m × 4.21m
Main	Kitchen	1.81m × 3.05m
Main	Dining Room	3.46m × 3.8m
Main	Family Room	2.35m × 5.75m
Main	Pantry	0.42m × 1.23m
Main	Laundry	1.79m × 2.27m
Main	Bathroom	0.87m × 1.97m
Basement	Bedroom 5	3.05m × 5.52m
Basement	Bedroom	3.08m × 4.14m
Basement	Furnace Room	2.37m × 5.49m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: BAY STREET GROUP INC.

Source: TRREB/PROPTX · MLS® N13056258

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$838K

985 Linden Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $838,000✓ $5,865 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,440/mo

incl. closing costs (yr 1)

Annual total

$77,279

year 1

Mortgage only

$3,179/mo

principal + interest

Beyond mortgage

$1,700/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$167,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$489/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,380/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$13,235

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $38,149/yr

Property taxes25% $19,100/yr

Utilities6% $4,950/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,380/yr

Closing costs7% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$38,149	$3,179/mo
Government & taxes
Property tax	$5,865	$489/mo
Land transfer tax(closing)	$13,235	$1,103/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,380	$698/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$77,279	$6,440/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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985 Linden Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs