$500K · 2 bed Condo Apartment · Cathedraltown, Markham

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About this home

Welcome to this luxury condo in the heart of Cathedraltown. Beautiful, open concept design with 9 ft ceiling. Penthouse with unobstructed view of a charming European style courtyard and fountain. Floor to Ceiling windows fill the unit with natural light that provides beautiful sunset views. Quiet Environment. Functional Layout with no waste of space. Upgraded modern kitchen with lots of storage space, granite counter and backsplash. Short walk to large locker on the same floor adds to everyday c…

Property details

MLS#

N12993204

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

700-799

Style

Apartment

Type

Condo Apartment

Year built

—

Foundation: Concrete
Property features: Clear View, Park, School, School Bus Route, Rec./Commun.Centre, Wooded/Treed

View: City, Downtown, Garden, Pond, Skyline, Trees/Woods

Condo corp #: 1273
Balcony: None
Locker: Owned
Association amenities: Concierge, Community BBQ, Elevator, Party Room/Meeting Room, Visitor Parking
Fees include: Water Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Stucco (Plaster) · Lighting, Paved Yard, Recreational Area
Fronting on: —
Cross street: Woodbine/Major Mackenzie E
Basement: None
Stories: 4
Utilities: —
Laundry: In-Suite Laundry
Interior: Auto Garage Door Remote, Carpet Free, Primary Bedroom - Main Floor, Storage Area Lockers, Water Heater Owned
Parking features: —

Level	Room	Dimensions
Main	Living Room	4.14m × 5.21m
Main	Dining Room	4.14m × 5.21m
Main	Kitchen	4.14m × 5.21m
Main	Primary Bedroom	3.14m × 3.29m
Main	Sitting	1.74m × 1.74m
Main	Bedroom 2	2.78m × 2.89m
Main	Library	5.71m × 5.71m
Main	Bathroom	—

Level

Room

Dimensions

Main

Living Room

4.14m × 5.21m

Main

Dining Room

4.14m × 5.21m

Main

Kitchen

4.14m × 5.21m

Main

Primary Bedroom

3.14m × 3.29m

Main

Sitting

1.74m × 1.74m

Main

Bedroom 2

2.78m × 2.89m

Main

Library

5.71m × 5.71m

Main

Bathroom

—

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,900✓ $2,360 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,672/mo

incl. closing costs (yr 1)

Annual total

$56,070

year 1

Mortgage only

$1,896/mo

principal + interest

Beyond mortgage

$1,778/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$197/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$61/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $22,758/yr

Property taxes16% $8,833/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,999/yr

Condo fees16% $8,820/yr

Closing costs9% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,758	$1,896/mo
Government & taxes
Property tax	$2,360	$197/mo
Land transfer tax(closing)	$6,473	$539/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,999	$417/mo
Condo fees
Condo / HOA fees	$8,820	$735/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,070	$4,672/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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