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$9.89M · 8 bed Detached · Rural Whitchurch-Stouffville, Whitchurch-Stouffville | MyPropertyScout

$9,888,000

12068 Mccowan Road

82 DOM

81082d

Map

⚡ Insider Deal

DOM 82

POSTear-down / LandPower of Sale

$9,888,000

DOM82days

12068 Mccowan Road

Whitchurch-Stouffville · Ontario L4A 4C4

MLS® N12975402 · Rural Whitchurch-Stouffville · L4A 4C4

810Vacant5000 + ft²Detached6-car Built-In82d$1,978/ft²Lot 48.4$6,576 tax/yr

82 days on market

About this home

Iconic Masterpiece Ready for Your Vision. An extraordinary opportunity awaits on this sprawling 48.4-acre property to a partially built, 20,000 sq ft unfinished architectural estate home that offers the rare chance to bring your dream residence to life from the ground up. Currently in the pre-drywall phase, this remarkable structure provides the perfect blank canvas to finish and customize every detail to your exact taste. Designed with timeless grandeur in mind, the homes exterior showcases a f…

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Property details

MLS#: N12975402
Status: Buy Now
Beds: 8
Baths: 10 full, 0 half
Size: 5000 +
Style: 2 1/2 Storey
Type: Detached
Year built: —

Roof: Slate
Foundation: Poured Concrete

Garage: 6-car Built-In
Garage spaces: 6
Parking: 26 total
Heating: Forced Air
Heating fuel: Propane
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Stone
Fronting on: West
Cross street: McCowan Rd / Stouffville Rd
Basement: Unfinished, Walk-Out
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	—
Main	Dining Room	—
Main	Kitchen	—
Main	Family Room	—
Main	Office	—
Second	Primary Bedroom	—
Second	Bedroom 2	—
Second	Bedroom 3	—
Second	Bedroom 4	—
Second	Sitting	—
Lower	Recreation	—
Lower	Bedroom	—
Lower	Other	—
Lower	Great Room	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE SIGNATURE REALTY

Source: TRREB/PROPTX · MLS® N12975402

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$9.89M

12068 Mccowan Road · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $9,888,000✓ $6,576 tax✓ Propane✓ 5000 + ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$66,936/mo

incl. closing costs (yr 1)

Annual total

$803,235

year 1

Mortgage only

$37,512/mo

principal + interest

Beyond mortgage

$9,493/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$1,977,600

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$548/mo

Utilities

Hydro / electricity$350/mo

≈ $0.07/ft² × ~5,000 ft² · ON avg ~$350/mo

Propane$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$98,880/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$233,675

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)56% $450,144/yr

Property taxes30% $240,251/yr

Utilities1% $7,260/yr

Insurance & security0% $1,600/yr

Maintenance12% $98,880/yr

Closing costs1% $5,100/yr

Mortgage is 56% of your true cost of ownership. The other 44% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$450,144	$37,512/mo
Government & taxes
Property tax	$6,576	$548/mo
Land transfer tax(closing)	$233,675	$19,473/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$4,200	$350/mo
Propane	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$98,880	$8,240/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$803,235	$66,936/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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12068 Mccowan Road

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs