$999K · 2 bed Condo Apartment · Rural Innisfil, Innisfil

Loading neighbourhood intel…

About this home

WATER VIEW - rare experience from a private rooftop! Feel the extraordinary with this remarkable Boardwalk condo featuring a rare gem - a private rooftop terrace! Revel in the exclusive high view of the marina boat slips from this exceptional residence. The second floor boasts an extra-large open-concept living space with a generous terrace, perfect for BBQ's and outdoor dining. The third floor houses two oversized bedrooms, including a master ensuite and two large closets. Custom lighting grace…

Property details

MLS#

N12956014

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

1400-1599

Style

3-Storey

Type

Condo Apartment

Year built

—

Property features: Beach, Marina, Golf, Electric Car Charger, Lake Access

Condo corp #: 434
Balcony: Terrace
Locker: Owned
Association amenities: BBQs Allowed, Visitor Parking, Exercise Room, Rooftop Deck/Garden, Tennis Court
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Board & Batten
Fronting on: —
Cross street: FRIDAY HARBOUR RESORT
Basement: None
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: Surface

Level	Room	Dimensions
Main	Living Room	3.96m × 7.34m
Main	Kitchen	2.62m × 3.66m
Main	Dining Room	2.62m × 3.66m
Second	Primary Bedroom	3.63m × 5.39m
Second	Bedroom 2	2.96m × 3.66m
Upper	Other	9.14m × 7.32m

Level

Room

Dimensions

Main

Living Room

3.96m × 7.34m

Main

Kitchen

2.62m × 3.66m

Main

Dining Room

2.62m × 3.66m

Second

Primary Bedroom

3.63m × 5.39m

Second

Bedroom 2

2.96m × 3.66m

Upper

Other

9.14m × 7.32m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $999,000✓ $8,006 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,440/mo

incl. closing costs (yr 1)

Annual total

$101,283

year 1

Mortgage only

$3,790/mo

principal + interest

Beyond mortgage

$2,821/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$199,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$667/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$74/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$16,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $45,479/yr

Property taxes24% $24,461/yr

Utilities4% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $9,990/yr

Condo fees11% $10,693/yr

Closing costs5% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$45,479	$3,790/mo
Government & taxes
Property tax	$8,006	$667/mo
Land transfer tax(closing)	$16,455	$1,371/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,990	$833/mo
Condo fees
Condo / HOA fees	$10,693	$891/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$101,283	$8,440/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit 48

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs