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$450K · 1 bed Condo Apartment · Commerce Valley, Markham | MyPropertyScout

$449,500

Unit 1003

11Vacant

Map

$449,500

Unit 1003

130 Pond Drive · Markham · Ontario L3T 7W5

MLS® N12935098 · Commerce Valley · L3T 7W5

11Vacant600-699 ft²Condo Apartment1-car Underground$692/ft²$1,646 tax/yr

Neighbourhood Range

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Beautiful Sun-Filled and Bright Unobstructed 1 Bedroom, 1 Bathroom Unit at Derby Tower in Prime Highly Accessible and Desirable Location. Unit has been updated. Enjoy modern kitchen with brand-new quartz counter top & backsplash, new stainless Steel Appliances, Bathroom renovated from top to bottom, freshly painted throughout and much more. Living room has a nook with a wood panel accent wall perfect for working from home. Oversized walk-in closet in the primary bedroom. Quiet Building with Grea…

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Property details

MLS#: N12935098
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 600-699
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Clear View, Public Transit

Condo corp #: 958
Balcony: None
Locker: None
Association amenities: Concierge, Exercise Room, Party Room/Meeting Room, Visitor Parking
Fees include: Heat Included, Hydro Included, Water Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Concrete
Fronting on: —
Cross street: Lesile & Hwy 7
Basement: None
Stories: 9
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: Underground

Rooms

Level	Room	Dimensions
Main	Living Room	3m × 5.9m
Main	Dining Room	3m × 5.9m
Main	Kitchen	2.41m × 2.74m
Main	Primary Bedroom	2.87m × 4.32m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 HERITAGE GROUP LTD.

Source: TRREB/PROPTX · MLS® N12935098

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$450K

Unit 1003 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $449,500✓ $1,646 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,199/mo

incl. closing costs (yr 1)

Annual total

$50,391

year 1

Mortgage only

$1,705/mo

principal + interest

Beyond mortgage

$1,580/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$89,900

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$137/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,495/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$53/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,465

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $20,463/yr

Property taxes14% $7,111/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,495/yr

Condo fees15% $7,663/yr

Closing costs10% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,463	$1,705/mo
Government & taxes
Property tax	$1,646	$137/mo
Land transfer tax(closing)	$5,465	$455/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,495	$375/mo
Condo fees
Condo / HOA fees	$7,663	$639/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$50,391	$4,199/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1003

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs