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$650K · 3 bed Condo Townhouse · Keswick North, Georgina | MyPropertyScout

$649,900

Unit 3

98 DOM

3398d

Map

⚡ Insider Deal

DOM 98

↓ $10,000Price Reduced

$649,900

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Unit 3

119 Spring Road · Georgina · Ontario L4P 2K4

MLS® N12913880 · Keswick North · L4P 2K4

33OwnerOccupied1200-1399 ft²Condo Townhouse1-car Attached98d$500/ft²$3,589 tax/yr

20% below market · 98 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Very Well-Maintained Townhome on a Quiet Cul-de-Sac. This beautifully maintained townhome offers an excellent layout and is nestled on a peaceful cul-de-sac. The spacious kitchen features a large eat-in area, perfect for casual meals and family gatherings. On the main level, the bright living room showcases a warm fireplace. Upstairs, the generous primary bedroom includes his-and-her closets, a Juliette balcony, and a luxurious 4-piece semi-ensuite bathroom with a whirlpool tub. Laundry is conve…

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Property details

MLS#: N12913880
Status: Buy Now
Beds: 3
Baths: 3 full, 0 half
Size: 1200-1399
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Fireplace features: Family Room

Condo corp #: 713
Balcony: Juliette
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Queensway South & Spring
Basement: Separate Entrance, Finished with Walk-Out
Stories: 1
Utilities: —
Laundry: Laundry Room
Interior: Carpet Free
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	3.73m × 5.07m
Main	Kitchen	3.19m × 4.01m
Main	Breakfast	3.02m × 3.21m
Upper	Primary Bedroom	3.93m × 4.37m
Upper	Bedroom 2	2.31m × 5.03m
Upper	Bedroom 3	2.67m × 2.96m
Upper	Bathroom	1.74m × 2.15m
Lower	Family Room	3.66m × 4.94m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ALL-STARS REALTY INC.

Source: TRREB/PROPTX · MLS® N12913880

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$650K

Unit 3 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $649,900✓ $3,589 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,434/mo

incl. closing costs (yr 1)

Annual total

$65,207

year 1

Mortgage only

$2,466/mo

principal + interest

Beyond mortgage

$1,721/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$129,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$299/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$38/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $29,586/yr

Property taxes20% $13,062/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,499/yr

Condo fees8% $5,400/yr

Closing costs8% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,586	$2,466/mo
Government & taxes
Property tax	$3,589	$299/mo
Land transfer tax(closing)	$9,473	$789/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,499	$542/mo
Condo fees
Condo / HOA fees	$5,400	$450/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$65,207	$5,434/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 3

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs