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$589K · 2 bed Condo Apartment · Maple, Vaughan | MyPropertyScout

$589,000

Unit 408

104 DOM

22104d

Map

⚡ Insider Deal

DOM 104

↓ $40,900Price Reduced

$589,000

B●●●○○DOM104days

Unit 408

Villa Giardino · 2500 Rutherford Road · Vaughan · Ontario L4K 5N7

MLS® N12897564 · Maple · L4K 5N7

22Vacant900-999 ft²Condo ApartmentNone104d$620/ft²$3,297 tax/yrBuilt 200323 yrs old

4% below market · 104 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Villa Giardino One Of Vaughan's Best Managed Communities. This 2 Bedroom, 2 Bath Suite Offers One Of The Best Functional Layout, Every Room Is Sunny Even The 2nd Bedroom, Open Concept Kitchen Flowing To Living Room, With A Walk-Out To A 12'x6' Covered Balcony, The Entire Suite Has Been Freshly Painted, Parquet Floors Refinished & All New Porcelain Floors Thru Hallway, Foyer And Kitchen, This Condominium Complex Offers Social Activities Such As Game Room, Dinner & Dancing Parties, Outings And Mor…

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Property details

MLS#: N12897564
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 900-999
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Clear View, Fenced Yard, Greenbelt/Conservation, Hospital, Public Transit, Rec./Commun.Centre

Building name: Villa Giardino
Condo corp #: 998
Balcony: Open
Locker: Owned
Association amenities: BBQs Allowed, Bike Storage, Community BBQ, Elevator, Exercise Room, Game Room
Fees include: Heat Included, Common Elements Included, Hydro Included, Building Insurance Included, Water Included, Cable TV Included, CAC Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick · Controlled Entry, Landscaped, Privacy, Recreational Area, Year Round Living
Fronting on: —
Cross street: Rutherford / Keele
Basement: None
Stories: 4
Utilities: —
Laundry: In-Suite Laundry, Inside, Laundry Room
Interior: Carpet Free, Intercom, Storage Area Lockers
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Living Room	3.72m × 4.66m
Main	Kitchen	3.65m × 4.88m
Main	Primary Bedroom	3.41m × 3.93m
Main	Bedroom 2	2.71m × 3.65m
Main	Laundry	1.37m × 2.37m
Main	Foyer	1.61m × 2.81m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: SUTTON GROUP-TOWER REALTY LTD.

Source: TRREB/PROPTX · MLS® N12897564

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$589K

Unit 408 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $589,000✓ $3,297 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,441/mo

incl. closing costs (yr 1)

Annual total

$65,292

year 1

Mortgage only

$2,234/mo

principal + interest

Beyond mortgage

$2,060/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$117,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$275/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,890/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$72/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,255

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $26,814/yr

Property taxes18% $11,552/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $5,890/yr

Condo fees16% $10,377/yr

Closing costs8% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$26,814	$2,234/mo
Government & taxes
Property tax	$3,297	$275/mo
Land transfer tax(closing)	$8,255	$688/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,890	$491/mo
Condo fees
Condo / HOA fees	$10,377	$865/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$65,292	$5,441/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 408

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs