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$549K · 2+1 bed Condo Apartment · Rural Innisfil, Innisfil | MyPropertyScout

$549,000

Unit 413

2+12Vacant

Map

⚡ Insider Deal

↓ $11,000Price Reduced

$549,000

D●●●○○DOM100days

Unit 413

375 Sea Ray Avenue · Innisfil · Ontario L9S 0J4

MLS® N12891826 · Rural Innisfil · L9S 0J4

2+12Vacant800-899 ft²Condo Apartment1-car Underground100d$646/ft²$4,568 tax/yrBuilt 20233 yrs old

9% above market · 100 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

***Move into this Luxury Relaxing Space Just In Time for Spring!*** Pinch yourself-this is the one. Welcome to a stunning penthouse residence at Friday Harbour Resort, where luxury, space, and breathtaking views come together in one exceptional home. This spectacular 2-bedroom plus den suite (easily functioning as a 3-bedroom) features an oversized layout and premium upgrades throughout, offering the perfect balance of elegance and comfort. Step inside to a bright open-concept living and kitchen…

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Property details

MLS#: N12891826
Status: Buy Now
Beds: 2+1
Baths: 2 full, 0 half
Size: 800-899
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Beach, Golf, Lake Access, Marina, Electric Car Charger, Waterfront

Condo corp #: 470
Balcony: Open
Locker: Owned
Association amenities: BBQs Allowed, Exercise Room, Visitor Parking, Tennis Court, Rooftop Deck/Garden
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: No

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Friday Harbour Resort
Basement: None
Stories: 4
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: Underground

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX REALTRON REALTY INC.

Source: TRREB/PROPTX · MLS® N12891826

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$549K

Unit 413 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $549,000✓ $4,568 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,092/mo

incl. closing costs (yr 1)

Annual total

$61,103

year 1

Mortgage only

$2,083/mo

principal + interest

Beyond mortgage

$1,930/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$109,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$381/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$55/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $24,993/yr

Property taxes20% $12,023/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,490/yr

Condo fees13% $7,937/yr

Closing costs8% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,993	$2,083/mo
Government & taxes
Property tax	$4,568	$381/mo
Land transfer tax(closing)	$7,455	$621/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,490	$458/mo
Condo fees
Condo / HOA fees	$7,937	$661/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$61,103	$5,092/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 413

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs