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$498K · 2 bed Condo Apartment · Langstaff, Richmond Hill | MyPropertyScout

$498,000

Unit PH12

21Vacant

Map

$498,000

B●●●○○

Unit PH12

23 Oneida Crescent · Richmond Hill · Ontario L4B 0A2

MLS® N12883942 · Langstaff · L4B 0A2

21Vacant700-799 ft²Condo Apartment1-car Underground$664/ft²$2,096 tax/yr

4% below market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Step into this beautifully renovated penthouse suite and experience elevated living with sweeping northeast views. This bright and spacious 2-bedroom, 1-bathroom home is perfect for first-time buyers looking for style, comfort, and exceptional value. Thoughtfully updated from top to bottom, the unit features brand-new hardwood flooring, fresh carpeting, modern appliances-including a sleek LG wash tower-and a fresh, contemporary paint palette. The generous principal rooms offer both functionality…

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Property details

MLS#: N12883942
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 700-799
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Public Transit, Clear View

Condo corp #: 1063
Balcony: Open
Locker: Owned
Fees include: Heat Included, Hydro Included, Water Included, Cable TV Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Hwy 7/Yonge
Basement: None
Stories: 14
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: Underground

Rooms

Level	Room	Dimensions
Main	Living Room	3.23m × 5.64m
Main	Dining Room	3.23m × 5.64m
Main	Kitchen	2.44m × 2.62m
Main	Primary Bedroom	3.05m × 3.61m
Main	Bedroom 2	2.59m × 3.51m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HOMELIFE/BAYVIEW REALTY INC.

Source: TRREB/PROPTX · MLS® N12883942

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$498K

Unit PH12 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $498,000✓ $2,096 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,749/mo

incl. closing costs (yr 1)

Annual total

$56,987

year 1

Mortgage only

$1,889/mo

principal + interest

Beyond mortgage

$1,865/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$175/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,980/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$70/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,435

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $22,671/yr

Property taxes15% $8,531/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,980/yr

Condo fees18% $10,145/yr

Closing costs9% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,671	$1,889/mo
Government & taxes
Property tax	$2,096	$175/mo
Land transfer tax(closing)	$6,435	$536/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,980	$415/mo
Condo fees
Condo / HOA fees	$10,145	$845/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,987	$4,749/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit PH12

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs